48 The QUEE NS Courier • june 13, 2013 for breaking news visit www.queenscourier.com SCOTT BARON’S STAR OF QUEENS brought to you by SCOTT BARON & ASSOCICATES, P.C. Attorneys & Counselors at Law 1-866-WAS-HURT (866) 927-4878 718.738.9800 star OF queens Bryan White President of the Board J-CAP Foundation COMMUNITY SERVICE: Bryan White works with the Jamaica Community of Adolescents Programs (J-CAP) as president of the board. White’s father, Thomas White Jr., founded the J-CAP Foundation in 1980. “J-CAP Foundation is an outreach initiative,” explained White. “We reach out to the community and help with substance abuse, job creation, empowerment and education.” White has been president of the board since 2009. He oversees projects and partners with other organizations within the community to provide opportunities such as scholarships for high school students entering college. White also works for the US Equal Employment and Opportunity Commission. He was recently named “Federal Employee of the Year for Outreach and Community.” BACKGROUND: White was born in Queens in 1958 and has lived in the borough his whole life. His mother was an entrepreneur and his father was councilmember for District 28. “I guess you could say we’ve been rooted in Queens for quite some time,” he said. FAVORITE MEMORY: “As far as my memories of being part of this community go, I’d say that the work that my father has done and how much it has improved this Jamaica area is the best.” White’s vision is to carry on his father’s legacy. “He was councilmember for 20 years and he was a district leader,” White said. “Now the work he’s done is being passed onto his family and the foundation.” BIGGEST CHALLENGE: “I think the biggest challenge is being able to provide opportunities for young men and women once they leave school,” White said. “There’s too much crime and not enough opportunities, not enough chances in life to be productive.” INSPIRATION: White is inspired by his father and the positive effect that his efforts have had on the community. He said one of his personal mottos is, “When you’re serving others, the rewards are endless.” “What inspires me the most is my friends and family,” White said. “We’re close knit. My family has been given opportunities, and I feel we need to give back. We got to go to school, and now we’re given the chance to help others, not everyone gets that.” BY LUKE TABET Legally Speaking By: Scott Baron, Attorney at Law ENGLISH OR ELSE Advertorial Q: One evening, my house sustained a fire. It had been uninsured for several months. A code enforcement officer determined that certain structural and electrical repairs needed to be completed and inspected – before the house could be reoccupied. Afterwards, we went to the offices of an insurance agency to obtain a homeowner’s policy. Although I cannot read English, I signed the completed application. Shortly after leaving the office, my son told me that the application had contained some inaccurate answers. One was a negative answer to the question of whether the house recently had suffered any fire losses, whether or not paid by insurance. Soon, my house and its contents were totally destroyed by a fire. The insurer denied my claim on two grounds: that the event was arson and that there were material misrepresentations in my application. A: The signer of a contract conclusively is bound by it regardless of whether he or she actually read it. Your inability to understand the English language is insufficient to avoid this general rule. Moreover, you cannot remain silent while cognizant that your insurance application contains misleading or incorrect information. You have a duty to review the entire application and to correct any incorrect or incomplete answers. All the same, before your insurer can avoid payment under the contract, the insurer must prove that your misrepresentations were material. To establish materiality, the insurer generally will present documentation concerning its underwriting practices, such as underwriting manuals, bulletins or rules pertaining to similar risks, to establish that it would not have issued your policy if the correct information had been disclosed. The law responds to changed conditions; exceptions and variations abound. Here, the information is general; always seek out competent counsel. This article shall not be construed as legal advice Copyright © 2013 Scott Baron & Associates, P.C. All rights reserved. 159-49 Cross Bay Boulevard, Howard Beach, New York 11414 1750 Central Park Avenue, Yonkers, NY 10710 718-738-9800, 914-337-9800, 1-866-927-4878 Our job is making sure no longer goes that waste to waste. Find out more at ThinkGreen.com Energy creation. Recycling programs. Closed-loop solutions. Those are just a few of the innovations we’re delivering for customers and communities alike. We live in a world where things can no longer go to waste. That’s why Waste Management is working to get the most from resources. It’s good for business and the environment. ©2012 Waste Management, Inc.
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