10 THE QUEENS COURIER • JUNE 13, 2013 FOR BREAKING NEWS VISIT www.queenscourier.com #1 in Transportation for Northeast Queens Residents! GLEN GLEN BELLE CAR SERVICE Call to Inquire about our spring savings “Will Beat any Competitor’s Rate by 10%” 718.347.3222 Family Owned & Operated! 718-347-3222 • NEQC/GB 718-347-3222 • NEQC/GB TLC-Base- #B-01250 $5 OFF ANY AIRPORT RIDE Base tip on full fare. CASH ONLY Offers ends 6/30/13 $2 OFF ANY RIDE Base tip on full fare. CASH ONLY Offer ends 6/30/13 SENIOR DISCOUNTS Newest Fleet. Lincoln Town Cars, Sedans, Mini-Vans, 14 Passenger Vans, & Ambulettes 24 Hour Service 7 Days Inquire NAME ____________________________________ ADDRESS _________________________________ NAME ____________________________________ ADDRESS _________________________________ Welcome Home. Home affordability is near record levels.1 5/1 ADJUSTABLE RATE MORTGAGE2 2.25% 2.97% APR Purchase or Refinance • Low Down Payment Options • Jumbo Loans We also offer Fixed and other Adjustable Rates Call (866) 811-5515 or visit one of our local branches! 1February 2013, National Association of Realtors® Housing Affordability Index. 2Rate information as of 06/03/13. Mortgage rates are subject to change. After the initial five year fixed rate period, rates and payments are based on a LIBOR index plus a margin and can change yearly. The initial principal and interest payment on a $200,000 5/1 ARM loan at 2.25% and 60% loan-tovalue (LTV) is $764.49 with no points due at closing. The estimated Annual Percentage Rate (APR) is 2.97%. Based on a recent LIBOR index rate of 0.690% and a margin of 2.50, the principal and interest payment would increase to $854.22 after 5 years for the remaining 25 years. Based on the maximum rate increase of 5%, your payments would be $764.59 for the first 5 years and increase to $1,267.01 for the remaining 25 years. Payment does not include taxes, insurance premiums or additional loanspecific finance charges you may be required to pay. The actual total payment amount will be greater. Actual payments will vary based on your individual situation and current rates. Based on the purchase/ refinance of a primary residence with no cash out at closing. Assumes closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30% and credit score is a minimum of 780, and an escrow account is used for the payment of taxes and insurance. The lock period for your rate is 60 days. Some state and county maximum loan amount restrictions may apply. All loans are subject to credit approval. Arizona, Connecticut, Florida, New Jersey, New York and Ohio properties only. Product availability and offers are subject to change. Mortgages are originated through New York Community Bank (NMLS # 249276), an affiliate of New York Commercial Bank. The bank is not responsible for typographical errors. Offer may be withdrawn at the discretion of the bank at any time.
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