22 North Shore Towers Courier n March 2016 MEDICARE CORNER BY FELICE HANNAH Let’s review 2016 Medicare Basic NOTE: Check with your health plan administrator to determine if the following applies to you If you are enrolled in… • A Medicare Advantage Plan • Original Medicare Medigap Plans C or F • If you receive retiree health coverage through… • Federal Employee Health Benefits • Tricare • Railroad Retirement Part B Deductible is $166 in 2016 Providers are allowed to request payment up front. You have the right to inform the provider that you will delay paying the deductible until you see how it is applied. Medicare does not apply a deductible until a claim for service has been received from the provider. You can check your deductible status and claims by enrolling in… MYMEDICARE.GOV or CALLING 1-800-633-4227 Why does a drug cost more in 2016? Check with your Plan if the following applies: • The drug may no longer be on the plan’s formulary • Drug Tier may have changed • Other restrictions may apply • Network Pharmacy may have changed • Plan may have been terminated • You may have lost your Low Income Subsidy (LIS) Medigap pre-existing condition waiting period for service relating to the pre-existing condition continues for most Medigap policies If you have creditable health coverage with no break in coverage more than 63 calendar days the Pre-Existing Waiting Period may not apply. New annual wellness option: Advance care planning: Effective January 1, 2016, the Annual Wellness Exam includes Optional Advance Care Planning. A voluntary discussion with your provider, with or without completing relevant legal forms, will allow you to appoint an Agent and/or record your wishes pertaining to future medical treatment. THE ART OF ELDER LAW For more than 30 years the elder law firm of Ronald Fatoullah & Associates has been providing New Yorkers with legal solutions that protect, relieve and endure for generations. Our dedicated attorneys are skilled in the art of giving legal advice and are accomplished in elder law, Medicaid eligibility, estate planning, trusts, estate mediation, wills, asset protection, guardianships, probate and most issues associated with the challenges of aging. Our distinguished reputation is based on a commitment to the highest ethical and professional standards and our core values of honesty, integrity, and excellence. “We won’t settle for anything less”. 1-877- ELDER LAW 1-877-ESTATES Queens • Long Island • Manhattan • Brooklyn ATTORNEY ADVERTISING
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