North Shore Towers Courier n March 2013 5 Errol A. Brett Attorney At LAw 26910 grand central parkway Dr. Alison Hoffmann & Dr. Amy Sapodin • RESPECTED BY DOCTORS, TRUSTED BY PATIENTS • LATEST IN DIGITAL TECHNOLOGY • HIGHLY AWARDED AUDIOLOGIST 516-484-0811 North Shore Towers Bldg.3 -Arcade 5, Floral Park 1163 Willis Avenue Albertson / Roslyn suite a6 floral park, ny 11005 Tel: 718-631-7733 Fax: 718-631-7765 Legally Speaking By: Scott Baron, Attorney at Law I WAS ON MY MINI-BIKE Advertorial Q: While riding my mini-bike, at an intersection, I was struck and injured by a car that ran a red light. The car fled the scene of the accident. I do not have insurance on my mini-bike, so as to cover my resulting medical care. Will I have to pay out of pocket for my entire medical care caused by this accident? A: Fortunately, the New York State Legislature has created the Motor Vehicle Accident Indemnification Corporation – to provide no-fault benefits for qualified persons for basic economic loss arising out of the use and operation in this state of an unidentified or uninsured motor vehicle. The Legislature’s purpose in establishing the MVAIC was to give you the same protection as when the wrongdoer is identifiable and covered by insurance. The owner of an insured vehicle is not qualified for MVAIC benefits – since he or she has an insurer upon which to make a claim. The owner of a vehicle that should have carried insurance is not qualified – since the MVAIC is not meant to provide relief to an owner who is derelict in obtaining his or her own insurance. Generally, motorcycle riders, whether operators or passengers, are not entitled to firstparty no-fault insurance benefits from the MVAIC: the owner is supposed to obtain his or her own insurance. However, an exception is made for class C motorcycles, defined as having a maximum speed of 20 miles per hour. They are not required to be insured. If the maximum speed of your mini-bike is 20 miles per hour, then it is merely a class C motorcycle, and you are entitled to no-fault benefits. The law responds to changed conditions; exceptions and variations abound. Here, the information is general; always seek out competent counsel. This article shall not be construed as legal advice Copyright © 2013 Scott Baron & Associates, P.C. All rights reserved. 159-49 Cross Bay Boulevard, Howard Beach, New York 11414 1750 Central Park Avenue, Yonkers, NY 10710 718-738-9800, 914-337-9800, 1-866-927-4878 Celebrating Our 65th Year! Of Mineola A Name You Can Trust Since 1947 A Large Selection Of: • Leather • Shearlings • Cashmere • Sheared Furs • Mink • Beaver • Sable • Designer Collections We Repair, Clean & Restyle ALL WORk Done on PreMiSeS Hours: Mon.-Fri., 10-6; Sat., 10-5; evenings By Appointment 260 Jericho Tpke., Mineola 516-746-5500 www.tsontosfurs.com
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