58 LONGISLANDPRESS.COM • NOVEMBER 2018
More Earnings. More Protection.
More Freedom
With these special limited-time CDs,
you can earn one of the best 15 or 30
month rates in our area - while having
the flexibility to take advantage of
rising rates.
15 Month Penalty Free CD: 30 Month Variable Rate CD:
3Currently Yielding .06
2.15
Stop by your local branch,
call (718) 240-4778 for more
details,or open online today
at www.ridgewoodbank.com
Minimum to open either account is $500. Offers subject to change and early termination without prior notice at any time.
Fees may reduce earnings. Maximum deposit is $250,000. Rates displayed as of November 2, 2018. *Annual Percentage
Yield (APY). After the 15th day from account opening, the full balance may be withdrawn at any time. No partial
withdrawals of principal or interest are permitted at any time. A Ridgewood savings or checking account required. **Annual
Percentage Yield (APY). Early withdrawal penalty applies. The interest rate is based on the 2 Year U.S. Treasury Rate and
updates every month, however the interest rate will not go below 2.00% (2.05% APY) or exceed 3.50% (3.61% APY). ©2018
Ridgewood Savings Bank. All rights reserved. Member FDIC
/www.ridgewoodbank.com