FOR BREAKING NEWS VISIT www.qns.com AUGUST 25, 2016 • TIMES 3 Middle Village Electrolysis LOOK and FEEL your Absolute BEST Now! Get Rid of Unwanted Hair Today! Electrolysis at Works 100% Permanent Only if it’s done properly! Rita Maloney is a Certi ed Electrologist in Business for Over 23 Years PERMANENT HAIR REMOVAL WITH A GENTLE TOUCH FREE! 15-Minute Treatment and Consultation (New Patients Only) • Treatments by Appointment Only • 10% Senior Discount • Sterile Disposable Probes 718-541-9052 LOCATED IN MIDDLE VILLAGE Own A Building? Check Out Our Rates FREE INSURANCE QUOTES PACKAGE POLICY • FIRE/DWELLING • LIABILITY $1,000,000 • LOSS OF RENTS - ACTUAL LOSS • DEDUCTIBLE $1,000 Specializing In Apartment Buildings and Structures in Ridgewood and surrounding areas. WE HAVE MANY COMPANIES & PROGRAMS. LET US QUOTE YOUR AUTO/LIFE/HOME. DON’T DELAY- CALL TODAY AND SAVE! Se Habla Español • SERVING OUR COMMUNITY SINCE 1949 MOSER GROUP INC. 73-06 Metropolitan Avenue (2nd Floor)Middle Village, NY (Near 73rd Place) Phone 718-326-1982 • Fax 718-326-2662 • www.gracemoseragency.com Joe’s Restaurant Right here in the heart of Ridgewood 1-718-497-1300 or 1-718-497-3734 • Between Gates Ave & Palmetto St. Gift Certificates Available 66-11 FOREST AVENUE You can find us on www.joesrestaurantny.com HIGH ACCLAIM 1/2 Daily News Accepting Credit Cards Font: Engravers Old English Normal OPEN 7 DAYS A WEEK FOR LUNCH AND DINNER ––––– A Small Sampling of Our Menu Items ––––– Pollo CHICKEN CUTLET ..................................................$11.45 CHICKEN CUTLET WITH SAUCE ........................$12.45 CHICKEN CUTLET PARMIGIANA ......................$13.45 CHICKEN MARSALA ..............................................$13.45 CHICKEN CACCIATORE .......................................$14.75 CHICKEN FRANCESE ..............................................$13.45 Pesce FRIED CALAMARI ....................................................$9.00 BAKED CLAMS ...........................................................$9.00 STEAMED CLAMS RED OR WHITE ........................9.00 STEAMED MUSSELS RED OR WHITE .................$9.00 LITTLE NECK CLAMS ON THE HALF SHELL ..$9.00 SHRIMP COCKTAIL ..................................................$9.00 ANTIPASTO SML. $9.45 LGE .................................$13.45 MIXED SALAD .......................................................... $5.00 CAESAR SALAD......................................................... $5.45 CAESAR SALAD with GRILLED CHICKEN .........$9.00 SLICED TOMATOES with AVOCADO & HEARTS OF PALM ...........................$9.00 SLICED TOMATOES with ANCHOVIES. ...............$8.00 SLICED TOMATOES with MOZZARELLA ...........$9.00 LOBSTER & SHRIMP & MUSSELS .....................$27.45 FILET OF SOLE FRANCESE ..................................$15.45 CALAMARI FRA DIAVOLO ...................................$15.45 CALAMARI MARINARA ....................................... $14.45 SHRIMP FRA DIAVOLO .........................................$17.45 EVERYTHING COOKED TO ORDER • ASK FOR OUR DAILY SPECIALS NOW ACCEPTING RESERVATIONS FOR ANY OCCASION. CATERING MENU AVAILABLE IF YOUR MORTGAGE RATE IS 4.00% OR HIGHER, OUR $499Program Refinance may help you save on your monthly mortgage payment. FOR 2-4 MULTI-FAMILY HOMES 30 Year Term: $113.48 15 Year Term: $244.26 Current Mortgage New Valley Mortgage Current Mortgage New Valley Mortgage Sample Monthly Savings Mortgage Amount: $400,000 $400,000 $400,000 $400,000 Sample Interest Rate: 4.00% 3.50% (APR 3.540%) 4.00% 2.75% (APR 2.821%) Monthly Payment: $1,909.66 $1,796.18 $2,958.75 $2,714.49 Yearly Savings $1,361.76 $2,931.12 $499 ORIGINATION FEE • NO POINTS • NO TITLE FEES • NO OTHER VALLEY FEES ® 800-522-4100 valleynationalbank.com As of 8/22/2016, a sample $400,000, 30 year fixed-rate confirming mortgage has an APR of 3.540% and a monthly payment of $4.49 per thousand. A sample 15 year fixed-rate conforming mortgage has an annual percentage rate (APR) of 2.821% and a monthly payment of $6.79 per thousand. APRs are subject to change. Estimated monthly payment does not include taxes and insurance premiums, and the actual monthly payment will be greater. Program is available in New York for 2-4 family, owner-occupied properties with a minimum loan amount of $100,000 and a maximum equal to conforming loan limits of $533,850 for 2 family, $645,300 for 3 family, and $801,950 for 4 family. Mortgage must be in first lien position. Co-ops and investment properties are not eligible for this program. Other programs are available for other loan amounts and properties. Approved applicants will be responsible at closing for funding interim interest and an escrow account for property taxes and insurances. Approved applicants will also be responsible for any assignment (e.g. CEMA), prepayment, and lien subordination fees from existing lenders, any NY mortgage recording taxes, and all other NY county or municipal fees. Subject to credit approval. Additional terms and conditions apply. © 2016 Valley National Bank®. Member FDIC. All Rights Reserved. VCS-7314
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