FOR BREAKING NEWS VISIT www.queenscourier.com SEPTEMBER 17, 2015 • THE QUEENS COURIER 9 GET THE SCOOP ON THE NYCBSTEP CD ENROLL IN NYCB ELITE TO SCOOP UP THIS GREAT RATE: Link your NYCB Step-Up CD toaneworexistingNYCBEliteGoldCheckingaccount and maintain $100,000 or more in combined balances1. 1.30% APY2 27 MONTH NYCB STEP-UP CD $2,500 minimum to open and earn interest SCOOP 3 MONTHS 19–27 1.60% INTEREST RATE2 SCOOP 2 MONTHS 10–18 1.30% INTEREST RATE2 SCOOP 1 MONTHS 1–9 1.01% INTEREST RATE2 AtMonths10and19: • Interest rate automatically increases. • Flexibility to withdraw all or part of the funds without penalty3. myNYCB.com • (877) 786-6560 1NYCB Elite Gold Checking account minimum to open is $5,000. NYCB Elite Relationship Terms and Conditions apply. Not available for non-profit or business accounts. Maintain $100,000 or more in combined balances in the NYCB Elite relationship to waive monthly fee. Ask a bank representative for details. 2 Annual Percentage Yield (APY) above is accurate as of date of publication and is subject to change without notice. The interest rate increases after each nine-month Interest Rate Time Period on the anniversary of the account opening. The interest rates for all three nine-month Interest Rate Time Periods are established at account opening and fixed during the full 27-month term. Fees could reduce earnings. The minimum balance to open and earn the above stated APY for the promotional CD is $2,500. In order to qualify for the above APY, the CD must be opened with new money not currently on deposit with the Bank and enrollment in NYCB Elite is required. Those not enrolled in NYCB Elite will earn 1.20% APY and the Interest Rate for each Interest Rate Period will be as follows: Months 1-9, 0.91%; Months 10-18, 1.20%; Months 19-27, 1.50%. 3 A penalty may be imposed for withdrawals before maturity. The penalty will be waived if the withdrawal is made within the first seven (7) calendar days after the start of a new nine-month Interest Rate Time Period. Offer may be withdrawn at the discretion of the bank at any time. The bank is not responsible for typographical errors. © 2015 New York Community Bank
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