for breaking news visit www.queenscourier.com september 12, 2013 • BUSINESS • The Queens Courier 39 business A DEDICATION TO SUPERIOR SERVICE ing checking account advantages in the form of interest payments and reward points. Chief Operations Officer Monica Reid notes that the credit union’s credit card, loan and other deposit products also offer similar advantages. Qside also offers a large selection of savings and investment products with high yields. Products include savings accounts, money market accounts, Certificates of Deposit, bump up CDs, Individual Retirement Accounts and holiday and vacation savings accounts. Qside Federal Credit Union also distinguishes itself through its superior member service and a dedication to ensuring that its members feel that their finances are in good hands. “Because we are owned by member account holders, we have a reputation for being very consumer-oriented,” says Johnson. “We try to focus on member service and the way we deliver products. Although we are new to the neighborhood, we provide products that are friendly to our members.” Despite being a small business, Qside has one of the highest assets served per employee, which Johnson attributes to a talented and hard-working staff. “We’re definitely on a progression to improve annually,” he says. Another benefit of Qside membership is a comprehensive list of loan options. The credit union offers a variety of lending options, all with competitive interest rates. Loan products include mortgages, home equity loans, auto loans, boat, motorcycle, and RV loans, signature loans, secured loans, overdraft protection, holiday and vacation loans and credit life and disability insurance. As an added incentive, members who pay off their loans using Payroll Deduction can receive at 0.05% APR discount and increased options for payment scheduling. “We don’t currently do commercial lending, but our work with Con Ed enables us to deliver services at the workplace for our core members,” adds Johnson. “This is something that we can easily replicate with other small businesses.” Looking toward the future, both Johnson and Reid anticipate continued expansion and growth, particularly in the borough of Queens. “In the coming months, we’re looking forward to increasing both our membership size and our asset size,” explains Reid. “We want to extend our membership further in Queens Village where the new building is located.” Residents in the surrounding area can look forward to promotions in the months to come as the Qside staff settles into the new headquarters. For more information on Qside Federal Credit Union and to utilize online banking services, visit www.qsidefcu.org. Qside Federal Credit Union 211-31 Jamaica Avenue Queens Village, NY 11428 www.qsidefcu.org
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