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6 THE COURIER SUN • JUNE 16, 2016 FOR BREAKING NEWS VISIT www.qns.com 30-YEAR FIXED RATE MORTGAGE1 3.750% 3.816% APR Are You a First Time Homebuyer? Call Amy DeLeon at (516) 500-6641 and ask about other loan options that require little or no personal funds for a down payment, or to apply. Amy DeLeon, Mortgage Loan Consultant (NMLS #7982), nycbmortgagedirect.com YOUR NURSING CAREER, YOUR WAY M.S. in Nursing Programs Adelphi’s master’s programs in nursing prepare you for career success as nurse educators, nurse administrators and nurse practitioners. We offer: LONG ISLAND • NEW YORK CITY • HUDSON VALLEY BUY DIRECT FROM THE MANUFACTURER Nobody Beats Our Prices! FREE Measuring & Installation w/purchase of $100. with this ad. UP TO 70% OFF LIST PRICE Free Interior Design Consultation $20 OFF with purchase of $200 or more *Not to be combined w/other offers. Expires 6/24/16 $50 OFF with purchase of $500 or more *Not to be combined w/other offers. Expires 6/24/16 $100 OFF with purchase of $1,000 or more *Not to be combined w/other offers. Expires 6/24/16 GOMER’S Window Treatments Our program works for you: 89 percent of Adelphi students who earned a master’s degree were employed within a year of graduation. SINCE 1962 We are now accepting graduate school applications for Fall 2016. Learn more at Adelphi.edu/NursingNYC • Classes in online, on-campus or blended formats • Specialized, advanced practice training • Practical, on-the-job experience • State-of-the-art classrooms and simulation labs in the Nexus Building, opening Fall 2016 • Draperies • Vertical Blinds • Honeycomb Shades • Custom Window Shades • Mini Blinds • Roman Shades • Balloon Shades • Swags & Jabots • Shutters • Upholstery • Radiator Covers • Table Pads FREE SHOP AT HOME SERVICE SERVING QUEENS AND LONG ISLAND 1.800.522.6156 www.gomersdecorators.com 1 Rate information as of 05/31/16. The payment on a $200,000 30-year Conforming Fixed Rate Loan at 3.750% and 80% loan-to-value (LTV) is $926.23 with zero points due at closing. The estimated Annual Percentage Rate (APR) is 3.816%. Payment does not include private mortgage insurance, taxes, insurance premiums or additional loanspecific finance charges you may be required to pay. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Actual payments will vary based on your individual circumstances and current rates. Based on the purchase/refinance of a primary residence with no cash out at closing. Assumes closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30%; and credit score of 700 or greater, and an escrow account is used for the payment of taxes and insurance. The lock period for your rate is 60 days. All loans are subject to credit approval. Product availability and offers are subject to change. Not all products are available in all states. Mortgages are originated through New York Community Bank (NMLS #249276, MD #21548), an affiliate of New York Commercial Bank. The bank is not responsible for typographical errors. Offer may be withdrawn at the discretion of the bank at any time. Member FDIC


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