30 NOVEMBER 2, 2017 RIDGEWOOD TIMES WWW.QNS.COM
OBITUARIES
Preplanning your funeral is a loving
gesture to those you leave behind
Planning your funeral ahead of
time will prevent your family
from having to guess what your
wishes were during a very emotional
and stressful time following your
death.
Before visiting a funeral home to
discuss your prearrangements, give
some thought to your preferences for
a funeral service by identifying any
religious elements, songs or readings
or other unique requests that you
would like to be incorporated into
your funeral service.
When you meet with the funeral
director, they will guide you through
the diff erent services and merchandise
available.
You will have the opportunity to
select those which meet with your
personal preferences and beliefs.
Your funeral director will give
you a printed copy of their “General
Price List” to show the cost of their
services and merchandise, enabling
you to create a meaningful service that
meets your preferences and fi nancial
considerations.
Once the details have been fi nalized,
your funeral director will prepare a
preneed agreement and fully itemized
statement for your review and a copy
to take home with you.
Pre-payment is not required, but is
an option should you choose to do so.
In New York State, your funeral
director is required by law to
deposit your prepaid funds into an
interest-bearing government-backed
trust account.
Your principle - and the interest
earned - will remain yours.
It is important to discuss your decision
to pre-plan and/or pre-fund your
funeral with your loved ones.
Discuss with them which funeral
home you have made your arrangements
with and consider providing
them with a copy of your preneed
documents.
Want to learn more? Visit https://
www.nysfda.org/index.php/free-funeral
planning-information to request
our Funeral Planning information
packet. We provide it FREE to New
York State residents with no obligation.
Courtesy of NYS
Funeral Directors Association
Serving Our Neighbors In Their Time Of Need
Let Us Assist You Regarding Pre-Plan
Funerals & Cremations
1-718-821-2616
Village Chapels, Inc.
67-67 Eliot Avenue
Middle Village, NY 11379
718-458-3000
Funeral Directors
John DiMario,
George H. Luhrin
Check the prices on our
Full Service Funeral at
website: walshlabella.com
Push general price list button
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Hess-Miller Funeral Home
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ANTHONY J. MARTINO, Lic. Mgr.
DAVID L. MARTINO, Director
Owned By Martino F.H., Inc. Since 1982
1-718-821-6660 or 1-800-479-6419
Serving Ridgewood, Maspeth,
Middle Village & Glendale
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64-19 Metropolitan Ave., Middle Village, N.Y.
www.hessmillerfuneralhome.com
Schwille Funeral Home, Inc.
Owned And Operated By The Schwille Family Since 1957
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WWW.SCHWILLEFUNERALHOME.COM
If You’ve Been Putting Off Prearranging Because Of The Expense,
We Have Good News... Prearrangement doesn’t have to cost anything.
What many people don’t know
is that you need not prepay
when you prearrange. We’re
happy to record your wishes
and hold them on file at no
charge. Call our funeral home
for details.
affordable prices.
Please call or stop in.
