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SC06062013

FOR BREAKING NEWS VISIT www.couriersun.com JUNE 6, 2013 • THE COURIER SUN 13 L Q U I D C D NYCB SOL D RATE 12-MONTH CD 0.70% APY 1 6-MONTH CD 0.35% APY 1 Minimum to open is $2,500 • Minimum balance to earn the stated APYs is $2,500 FLEXIBLE IN-BRANCH PENALTY-FREE WITHDRAWALS2 Earn the stated APYs if you have, or open, any interest-bearing Checking account. Open a My Community Interest Checking account and get a promotional dining discount card.3 (See terms and conditions below) myNYCB.com • (877) 786-6560 1Annual Percentage Yields (APYs) above are accurate as of publication date and are subject to change without notice. The interest rate remains fixed until maturity. Fees could reduce earnings. If you do not have an existing interest-bearing checking account with us and choose to open a new interest-bearing checking account, it must be opened on the same day that you open the promotional CD and opened with new money not currently on deposit with the Bank. The promotional CD must also be opened with new money not currently on deposit with the Bank. Advantage Banking customers who open one of these promotional CDs and meets the above requirements will receive the stated APYs and will not receive the additional APY increase as part of their Advantage Banking Relationship package. Please ask a bank representative for the full terms and conditions of the Liquid CD. 2A penalty may be imposed for withdrawals before maturity. The penalty will be waived if the withdrawal is made after the first six days of the account term or after the first six days following any partial withdrawal. 3For consumers only. Promotional Dining Discount Card (the “Card”) has no cash value, is not redeemable for cash and may not be combined with credits from other Reward Cards. The Card contains a $100 dining discount to be redeemed online at www.DiningDough.com before use and may be used at participating restaurants. Valid for dine-in only unless otherwise stated. Unredeemed Cards are not valid toward purchase at restaurants. Minimum spend may be required in order to redeem a portion of the discount from the Card towards purchasing certificate(s) from participating restaurants. Limit of one (1) certificate per restaurant per visit. Other restrictions may apply on the restaurant-specific certificates, online merchant websites vary and are subject to change. One Card per household. While supplies last. The Bank is not responsible for Cards that are lost, stolen, destroyed or used without your permission. Visit www.DiningDough. com for complete terms and conditions and participating restaurants. The Card will be provided at account opening during the promotional period of June 1, 2013 through July 12, 2013. The minimum balance to open the My Community Interest Checking account and obtain the Card is $100. Account must be opened with funds not currently on deposit with the Bank. Offer may be withdrawn at the discretion of the bank at any time. The bank is not responsible for typographical errors.


SC06062013
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