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RT09102015

FOR BREAKING NEWS VISIT www.timesnewsweekly.com SEPTEMBER 10, 2015 • TIMES 11 CYPRESS MOTORS of Ridgewood, Inc. 79-03 Cypress Ave., Ridgewood, NY 11385 • T el: 718-497-6300 www.cypressmotorsny.com Your Job Is Your Credit!!! YOU WORK - YOU DRIVE E - Z F I N A N C I N G • N O F U L L C O V E R A G E I N S U R A N C E Bad Credit - No Credit - No Problem C o m e i n w i t h 2 P a y S t u b s & P r o o f o f A d d r e s s • W e D o T h e R e s t ! ! ! GET THE SCOOPNYCB Established 1997 ON THE STEP CD ENROLL IN NYCB ELITE TO SCOOP UP THIS GREAT RATE: Link your NYCB Step-Up CD to a new or existing NYCB Elite Gold Checking account and maintain $100,000 or more in combined balances1. 1.30% APY2 27 MONTH NYCB STEP-UP CD $2,500 minimum to open and earn interest At Months 10 and 19: • Interest rate automatically increases. • Flexibility to withdraw all or part of the funds without penalty3. Si Habla Espanol SCOOP 3 MONTHS 19–27 1.60% INTEREST RATE2 SCOOP 2 MONTHS 10–18 1.30% INTEREST RATE2 SCOOP 1 MONTHS 1–9 1.01% INTEREST RATE2 myNYCB.com • (877) 786-6560 1NYCBEliteGoldCheckingaccountminimumtoopenis$5,000.NYCBEliteRelationshipTermsandConditionsapply.Notavailablefornon-profitorbusinessaccounts.Maintain$100,000or more in combined balances in the NYCB Elite relationship to waive monthly fee. Ask a bank representative for details. 2 Annual Percentage Yield (APY) above is accurate as of date of publication and is subject to change without notice. The interest rate increases after each nine-month Interest Rate Time Period on the anniversaryoftheaccountopening.Theinterestratesforallthreenine-monthInterestRateTimePeriodsareestablishedataccountopeningandfixedduringthefull27-monthterm.Feescould reduce earnings. The minimum balance to open and earn the above stated APY for the promotional CD is $2,500. In order to qualify for the above APY, the CD must be opened with new money not currently on deposit with the Bank and enrollment in NYCB Elite is required. Those not enrolled in NYCB Elite will earn 1.20% APY and the Interest Rate for each Interest Rate Period will be as follows:Months1-9,0.91%;Months10-18,1.20%;Months19-27,1.50%. 3 Apenaltymaybeimposedforwithdrawalsbeforematurity.Thepenaltywillbewaivedifthewithdrawalismadewithinthefirstseven(7)calendardaysafterthestartofanewnine-monthInterest Rate Time Period. Offer may be withdrawn at the discretion of the bank at any time. The bank is not responsible for typographical errors. © 2015 New York Community Bank


RT09102015
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