14 THE QUEENS COURIER • OCTOBER 27, 2016 FOR BREAKING NEWS VISIT www.qns.com Attention Medicare Beneficiaries Your Care. Your Advantage. LHA offers high quality plans with benefits including: • $0 Copays • OTC Benefits • Routine Eye Exams OPEN ENROLLMENT ENDS DECEMBER 7 • $0 Plan Premiums • Transportation • Prescription Benefit • Up to $50 Gym Allowance Call us today for more information: Toll free 855.439.1660 TTY 1.800.662.1220 8am–8pm, 7 days a week or visit LHANY.com Liberty Health Advantage (LHA) is an HMO Plan with a Medicare Advantage contract and a contract with the New York State Medicaid program. Enrollment in LHA HMO depends on contract renewal. Liberty Advantage Dual Power is available to anyone who has both Medical Assistance from the State and Medicare. You must continue to pay your Medicare Part B premium, The Part B premium is covered for full-dual enrollees. This information is not a complete description of benefits. Limitations, copayments and restrictions may apply. Benefits, and/or co-payments/co-insurance may change on January 1 of each year and may vary based on the level of Extra Help you receive. Contact the plan for more information LHA complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. LHA does not exclude people or treat them differently because of race, color, national origin, age, disability, or sex. Attention: If you speak English, language assistance services, free of charge, are available to you. Call 1-866-542-4269 (TTY: 1-800-662-1220).LHA cumple con las leyes federales de derechos civiles aplicables y no discrimina por motivos de raza, color, nacionalidad, edad, discapacidad o sexo. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-866-542-4269 (TTY: 1-800-662-1220). LHA 遵守適用的聯邦民權法律規定，不因種 族、膚色、民族血統、年齡、殘障 或性別而歧視任何人。 注意：如果您使用繁體中文，您可以免費獲得語言援 助服務。請致電 1-866-542-4269 (TTY: 1-800-662-1220） H3337_2017_LHA_News Accepted Count on Petro for: Flexible pricing and payment plans to help you save Friendly, local 24/7 customer service and support Expert technicians that you can rely on—at any time Ultra low sulfur bioheat/fuel — lowers emissions, improves efficiency, less maintenance Call now for special offers on HEATING OIL petro.com SWITCH TO PETRO HEATING NEEDS! 1.866.539.5361 #1 for all your NYC Lic. No. 1314079. ©2016 Petro. P_16577 Great Rate and a Bonus on Each 1-Year Anniversary -- with Your Choice of Passbook or Statement Savings! PLUS 0.25% On each 1-year anniversary of account opening BONUS Savings Account Visit our new Queens branch at 78-01 37th Avenue, Jackson Heights for special offers available only at this location! Established 1863 · Member FDIC www.applebank.com 78-01 37th Avenue, Jackson Heights, 718-779-0002 91-31 Queens Boulevard, Elmhurst, 718-458-2120 102-35 Queens Boulevard, Forest Hills, 718-997-2020 116-12 Queens Boulevard, Forest Hills (Kew Gardens), 718-575-2841 43-73 Kissena Boulevard, Flushing, 718-321-2200 168-42 Hillside Avenue, Jamaica, 718-739-2880 BONUS** 0.75% APY* $25,000 minimum to earn stated rate *For the Apple Bank BONUS Savings account, interest earned on daily balances of $2,500 or more at these tiers: $2,500-$24,999: .10% Annual Percentage Yield (APY), $25,000 and up: .75% APY. There is no interest paid on balances of $0-$2,499. APYs disclosed effective as of September 9, 2016. APYs may be changed at any time at the Bank’s discretion. There is a minimum of $2,500 required to open the Apple Bank BONUS Savings account. $2,500 minimum daily balance is required to avoid $10 monthly maintenance fee. Fees may reduce earnings. Funds used to open this account cannot be from an existing Apple Bank account. Maximum deposit amount is $3,000,000 per household. **Special bonus feature: A .25% simple interest rate bonus will be paid on each anniversary date of account opening on the lowest balance for that year (anniversary date to anniversary date). No bonus is paid if the account balance is less than $2,500 on the anniversary date. Additional deposits during a given anniversary period do not affect the bonus interest payment. Deposits made to the account on any anniversary date will be used to calculate the lowest account balance for the next anniversary period. The bonus interest is calculated on the lowest balance on deposit from one anniversary date to the next anniversary date. Simple interest rate bonus is subject to change at any time after first anniversary date of account opening. Hypothetical example of how bonus works: Assume an account is opened on January 12, 2016 for $50,000. A $10,000 withdrawal is made on July 12, 2016. No other withdrawals are made prior to the January 12, 2017 anniversary date. The low balance is now $40,000, so $100 in bonus interest will be paid on January 12, 2017.
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