STUDENT   
 LOAN DEBT  
 SHOULDN’T   
 MEAN  
 DEBT STRESS. 
 You didn’t plan to fall behind or default on student loans. But you can  
 make a plan to manage your debt. NYC Financial Empowerment Center  
 counselors can help you lower monthly payments, explore loan forgiveness,  
 or get out of delinquency or default, depending on your loans.  
 Caribbean Life, J BQ une 21–27, 2019 17  
 BE REAL ABOUT STUDENT LOANS.  
 Visit nyc.gov/studentloans or call 311  
 for information or to schedule a FREE financial   
 counseling appointment. 
 
				
/studentloans