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28 The Courier SUN • bridal • SEPTEMBER 18, 2014 for breaking news visit www.couriersun.com bridal Getting hitched at home? Things you should think about first Deciding to get married is one of the biggest and most important s decisions many people will ever make. According to The Knot and WeddingChannel. com, the average wedding costing more than $28,000 - the cost of a new car or a down payment on a home, so your next biggest decision may be figuring out how to pay for it. With that in mind, many couples are opting to tie the knot at home. Although hosting your special day in your own backyard can cut costs and give you more flexibility, you must address some critical details before you walk down the aisle. Beginning basics First things first - make sure you have enough space to accommodate everyone. Did you know you can fit more guests at round tables than rectangular or square ones? You can also invest in a short-term storage locker, which can temporarily house excess furniture. You’ll also want to check into local noise ordinances, which might require a permit to host a loud party. You might need a permit to park cars along your street, too. Prepared and protected Couples need to make sure they are protected if anything goes wrong on their big day. Couples should think about the following three key insurance issues when planning a wedding at their home or someone else’s to make sure they’re prepared for the unexpected: Personal property Keep valuable wedding gifts protected. Personal property like this is covered by your homeowners insurance policy, make sure to talk to your agent. They’ll look into your policy’s personal property limit - it’s usually a percentage of the value of your home - to ensure everything is covered. Liability issues It’s important to make sure you’re protected from liability, too. If your uncle falls while doing the chicken dance or your cousin trips while diving to catch the bouquet, you could end up in trouble. While some liability coverage is included on standard homeowners policies, you’ll want to review the liability limits with your agent in order to assure you have enough coverage. Additionally, it’s always wise to consider adding an inexpensive personal catastrophe liability policy (sometimes called an umbrella policy) to your insurance. Looking good Once the behind-the-scenes details have been addressed, it’s time to pull back the curtain and focus on putting on a spectacular show. Properly welcome guests by getting your landscape in tip-top shape and making sure to clean your house top to bottom a week before the wedding. Consider hiring professionals to lessen your responsibilities leading up to the big day. Keep wedding decor and flowers in line with the look and feel of the home. Regardless of how you choose to celebrate your big day, planning ahead to ensure you’re prepared and protected is one way to enjoy it worry-free, with the one you love. Courtesy BPT Creating Delicious Memories One Cake At A Time! Celebrate in style with a beautifully designed cake from DeniseMakesCakes. We offer formal and whimsical designs, all baked with the finest ingredients to ensure that your cake tastes as good as it looks. We are conveniently located in Queens and serve the NYC metropolitan area. In addition to cakes, we also make custom cupcakes,cookies, cake pops, chocolate party favors, and more! 917-689-4857 • www.denisemakescakes.com I want to thank you SO MUCH for the wedding cake. It looked outstanding, absolutely outstanding. It was exactly how I wanted it to look, every single detail: the fondant was perfection, the thin orange layers at the bottom of each level, the damask, the quilting (I think it is the best you have done yet...seriously) and the flowers!!! The cake tasted great, got many, many compliments on it. Thank you very, very much! Diana, New York, NY Denise Makes Cakes opened in 2011 and has been creating delicious memories one cake at a time ever since. Delivery is available to the NYC/Tri-state area. Denise Makes Cakes offers at home tastings to make the cake selection process as convenient and stress free as possible! Denise Makes Cakes will not only make your beautiful wedding cake, they will also make your favors. Chocolates, cake pops, cookies, and cupcakes can be made to match any wedding theme. Call 917-689-4857 or email denisemakescakes@gmail.com for a consultation today. 917-689-4857 www.denisemakescakes.com


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