FOR BREAKING NEWS VISIT www.timesnewsweekly.com june 25, 2015 • TIMES 19 Are You a First-Time Homebuyer? A Mortgage for Your Community. 4.125% 4.190% Ask us about our other loan options that require NO APPLICATION FEE Ask about our other competitive Fixed little or no personal funds for a down payment. and Adjustable Rate Loans Call (866) 789-7878 to apply, or visit www.NYCBMortgageDirect.com to get started online! 1Rate information as of 06/08/15. The payment on a $200,000 30-year Conforming Fixed Rate Loan at 4.125% and 80% loan-to-value (LTV) is $969.30 with no points due at closing. The estimated Annual Percentage Rate (APR) is 4.190%. Payment does not include private mortgage insurance, taxes, insurance premiums or additional loan-specific finance charges you may be required to pay. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Actual payments will vary based on your individual circumstances and current rates. Based on the purchase/refinance of a primary residence with no cash out at closing. Assumes closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30%; and credit score of 700 or greater, and an escrow account is used for the payment of taxes and insurance. The lock period for your rate is 60 days. All loans are subject to credit approval. Product availability and offers are subject to change. Not all products are available in all states. Mortgages are originated through New York Community Bank (NMLS #249276, MD #21548), an affiliate of New York Commercial Bank. The bank is not responsible for typographical errors. Offer may be withdrawn at the discretion of the bank at any time. FROM TODAY’S Contemporary Designs to Yesterday’s Classics • Monday through Friday 10-6 • Saturday 10-4 • Sunday by Appointment • Evening Appointments Available Visit us on the web at: www.kwnykitchens.com Walk-ins are always welcomed. 0% FINANCING AVAILABLE SUBJECT TO APPROVAL WE WILL BEAT ANY COMPETITIVE PRICE QUOTE* ON KITCHENS AND BATHS *Must present competitive valid quote. FINANCING AVAILABLE ASK FOR COMPLETE DETAILS 207 Hempstead Tpke., West Hempstead • 516-493-9008/09 90-18 Liberty Ave., Ozone Park • 718-843-3500/2125 APR 30-YEAR FIXED RATE MORTGAGE1
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