2 TIMES • JUNE 18, 2015 FOR BREAKING NEWS VISIT www.timesnewsweekly.com Call Now & End Your Tax Nightmare! (T) 877-TAX-1040 (F) 718-894-4476 Salvatore P. Candela, EA, ATA, ABA Enrolled Agent - Tax Advisor scandela@thetaxadvocategroup.com www.thetaxadvocategroup.com Are You a First-Time Homebuyer? DOCTORS In the OFFICE 6451 Central Ave (718) 821-4424 In the HOME Call for home visits (718) 855-4900 Chronic Conditions Specialists Walk-Ins Welcome Testing A Mortgage for Your Community. 30-YEAR FIXED RATE MORTGAGE1 4.125% 4.190% APR • Owe the IRS more than $10,000? • Being Audited? • Unfi led Tax Returns? • Wage & Bank Levies? Co-Author of the best selling book “Breaking the Tax Code” Ask us about our other loan options that require NO APPLICATION FEE Ask about our other competitive Fixed little or no personal funds for a down payment. and Adjustable Rate Loans Call (866) 789-7878 to apply, or visit www.NYCBMortgageDirect.com to get started online! 1Rate information as of 06/08/15. The payment on a $200,000 30-year Conforming Fixed Rate Loan at 4.125% and 80% loan-to-value (LTV) is $969.30 with no points due at closing. The estimated Annual Percentage Rate (APR) is 4.190%. Payment does not include private mortgage insurance, taxes, insurance premiums or additional loan-specific finance charges you may be required to pay. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Actual payments will vary based on your individual circumstances and current rates. Based on the purchase/refinance of a primary residence with no cash out at closing. Assumes closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30%; and credit score of 700 or greater, and an escrow account is used for the payment of taxes and insurance. The lock period for your rate is 60 days. All loans are subject to credit approval. Product availability and offers are subject to change. Not all products are available in all states. Mortgages are originated through New York Community Bank (NMLS #249276, MD #21548), an affiliate of New York Commercial Bank. The bank is not responsible for typographical errors. Offer may be withdrawn at the discretion of the bank at any time.
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