WWW.QNS.COM RIDGEWOOD TIMES MAY 23, 2019 5
Lessons Learned
While On The Beat
By Eric L. Adams
Teaching the Value of a
Dollar at an Early Age
As a child, I knew lean times –
times when I had to forego things
my classmates had and could afford.
At one time or another I’ve heard
“sorry, but those sneakers are just
too expensive, and we can’t afford
to buy those right now.” “I made
so many mistakes as a young man
because I never had a background
in basic financial education, and I
wasted so much money.
I believe we need financial
education taught to every young
New Yorker so they can have an
early start on establishing a bright
financial future. Teaching these ‘soft
skills’ is foundational, like ensuring
the gears of a machine are properly
oiled, to closing the inequality gap
and helping create self-sufficient
families. Recently, I put my support
behind S.2452/A.1357, legislation
that would establish a financial
education curriculum in grades 9
through 12 across New York State.
At least five states currently require
a personal finance course to graduate
high school, including Alabama,
Missouri, Tennessee, Utah, and
Virginia; in September, New Jersey
will require all middle schools to
offer financial education.
Since arriving at Brooklyn
Borough Hall, I’ve committed to
improving the financial literacy
of all Brooklynites, including
an understanding of how money
works, how one earns and
manages it, and how to invest
or donate to help others in need.
Partnering with organizations in
the financial services, grassroots,
and small business communities,
my administration has organized
and supported hundreds of free
educational opportunities across
the borough since 2014, which
have taught nearly 4,500 residents
the necessary skills to make wise
everyday financial decisions. I
declare every April to be Financial
Education Empowerment Month
in Brooklyn, highlighting the
importance for families to make
smart budgeting decisions, avoid
financial scams, and monitor their
expenses. Still, these efforts are no
substitute for classroom instruction
at an early age, helping young men
and women avoid the pitfalls that can
handicap their opportunities.
It is of the utmost urgency that
our children and grandchildren
learn to navigate the world of
personal finance at an early age.
Eric L. Adams
Implementing a financial education
curriculum has been demonstrated
to improve students’ credit scores
and increase savings rates. This
is particularly impactful when we
consider the number of millennials
who are concerned about their
finances. A 2016 survey from Bank
of America found that only 16
percent of Americans between ages
18 to 26 are very optimistic about
their financial future, which for
many includes part of the trillions
of dollars in student debt that our
nation’s borrowers carry. Perhaps
even more alarming, a 2018 report
by Economic Well-Being of U.S.
Households indicated that a full forty
percent of American households did
not have enough money to cover a
$400 emergency expense. Many
more families are struggling on top
of that when we note differences in
education levels, race, ethnicity and
geography.
As borough president, I realize
that Brooklyn cannot thrive if its
families can’t survive on their
finances. All Brooklyn families also
want their children to thrive, and be
assured their children will be able
to survive and overcome challenges
that they may face in the future, by
getting a head-start on financial
literacy. That’s why a holistic 21st
century education needs to include
financial education.
Eric L. Adams is borough
president of Brooklyn. He served 22
years in the New York City Police
Department (NYPD), retiring at the
rank of captain, as well as represented
District 20 in the New York State
Senate from 2006 until his election as
borough president in 2013.
RIDGEWOOD OFFICE PRODUCTS CENTER
“YOUR ONE-STOP SHOP FOR ALL YOUR BUSINESS NEEDS”
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Lighthouse
Assembly of God
(bet. Myrtle Ave. & Central Ave.)
Glendale, N.Y. 11385
Pesce
LOBSTER & SHRIMP & MUSSELS ...............28.99
LOBSTER & RIB STEAK ...........MARKET PRICE
FILET OF SOLE FRANCESE ......................... 16.75
CALAMARI FRA DIAVOLO .......................... 16.75
CALAMARI FRIED ...........................................14.50
CALAMARI MARINARA ................................ 15.75
MUSSELS MARINARA .................................... 13.45
SHRIMP FRA DIAVOLO ..................................17.45
SHRIMP MARINARA ....................................... 16.45
SHRIMP FRANCESE ........................................ 17.75
BREADED FRIED SHRIMP ............................ 15.95
SHRIMP PARMIGIANA ...................................17.75
SHRIMP SCAMPI .............................................. 17.75
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(1945-2019)
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71-29 68th Place
1-718-456-1203
Rev. Deo Geer, Pastor
Pasta
SPAGHETTI WITH BOLOGNESE SAUCE ..11.95
SPAGHETTI AL POMODORO ........................ 8.75
SPAGHETTI WITH MEAT BALLS ............... 10.25
SPAGHETTI WITH SAUSAGE ...................... 10.25
SPAGHETTI WITH GARLIC AND OIL ......... 9.95
SPAGHETTI ALLA SICILLAN ...................... 10.95
LLNGUINI CON SARDE E FINOCCHI .........14.50
LLNGUINI WITH CLAM SAUCE
(RED OR WHITE)4.95
LLNGUINI WITH MUSSELS ..........................13.95
LLNGUINI WITH SHRIMP SAUCE ..............14.95
CHEESE RAVIOLI .............................................8.75
CHEESE MANICOTTI .......................................8.75
CHEESE SHELLS............................................... 8.75
DISCOUNTED OFFICE FURNITURE
67-16 FRESH POND ROAD (Near M Station) 1-718-386-3266
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Morning Worship
(& Children Church) 11:00 am
Sunday Evening Service 6:00 pm
Friday-Prayer, Bible Study
And Youth Meeting-7:30 pm
(Preaching ALL The Gospel
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