FOR BREAKING NEWS VISIT www.queenscourier.com DECEMBER 25, 2014 • The Queens Courier 25 Life is full of risks! Are you protected? Without the proper insurance protection you could be financially devastated. The insurance experts at MEMBER BROKERAGE SERVICE, LLC, will help protect you from these unforeseen hazards AND save you money in the process. We offer you flexible and affordable terms with NO broker fees. Without the proper insurance protection you could be fi nancially devastated. • Automobile Insurance • Homeowners & Renters Insurance The • Disability insurance Insurance experts at MEMBER • Long-Term Care Insurance BROKERAGE For more information, call MBS SERVICE,at (718) 523-1300 or stop LLC,by our office. will MBS is a help member protect of the Professional you Insurance from Agents these Association. unforeseen hazards AND save you money in the process. We offer you fl exible INSURANCE INSURANCE and affordable terms with A Melrose Credit Union Service Organization NO broker fees. A Melrose Credit Union Service Life is full of Without the proper insurance The insurance experts at MEMBER from these unforeseen hazards and affordable terms with NO For more information, call MBS of the Professional Insurance •Call Now & End Your Tax Nightmare! • Owe the IRS more than $10,000? • Being Audited? • Unfi led Tax Returns? • Wage & Bank Levies? Co-Author of the best selling book “Breaking the Tax Code” Salvatore P. Candela, EA, ATA, ABA Enrolled Agent - Tax Advisor (T) 877-TAX-1040 (F) 718-894-4476 [email protected] www.thetaxadvocategroup.com INTERNS WANTED NEWSPAPER IN QUEENS EDITORIAL & WEB Life is full of risks! Are you protected? Life is full 139-30 Queens Blvd., Briarwood, NY 11435 A Melrose Credit Union Service Phone:Organization (718) 523-1300 of risks! Are you Fax: (718) 526-1205 Without the proper insurance protection you could be financially The insurance experts at MEMBER BROKERAGE SERVICE,from these unforeseen hazards AND save you money in the and affordable terms with NO broker fees. • Automobile www.memberbrokerage.Insurance com • Homeowners & Renters Insurance • Disability Insurance • Long-Term Care Insurance • Life & Health Insurance • Business Insurance • Workers Compensation & DBL INSURANCE 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 www.memberbrokerage.com www.memberbrokerage.com INSURANCE A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 [email protected] Without the proper insurance protection you could be financially devastated. The insurance experts at MEMBER BROKERAGE SERVICE, LLC, will help protect you from these unforeseen hazards AND save you money in the process. We offer you flexible and affordable terms with NO broker fees. Life is full of risks! Are you protected? Automobile Insurance • Homeowners & Renters Insurance • Disability Insurance • Long-Term Care Insurance Without the proper insurance protection you could be financially devastated. The insurance experts at MEMBER BROKERAGE SERVICE, LLC, will help from these unforeseen hazards AND save you money in the process. We offer and affordable terms with NO broker fees. www.memberbrokerage.com • Life & Health Insurance • Business Insurance • Workers Compensation & DBL • Automobile Insurance • Homeowners & Renters Insurance • Disability Insurance • Long-Term Care Insurance • Life & Health • Business • Automobile Insurance • Life & Health • Workers Insurance • Homeowners & Renters Insurance • Business Insurance • Disability Insurance • Workers Compensation • Long-For Term more Care information,Insurance call MBS at (718) 523-1300 or stop For of more the information,Professional call Insurance MBS at INSURANCE (718)Agents 523-1300 Association. or stop by our office. MBS of the Professional Insurance Agents Association. 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 www.memberbrokerage.INSURANCE Melrose A Melrose Credit 139-30 Queens Blvd.,Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 www.memberbrokerage.A Melrose Credit Union 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 ACCIDENT IN SPORTS Q: Tom is a member of the high school varsity softball team. When Tom slid into home plate, his left foot got stuck in the mud. It had rained heavily the day before the game. Tom had seen the mud area prior to the accident. While playing basketball at the gym, Dick ran at a fast pace and jumped to block a layup. As he did so, his right arm went through – and shattered – a pane of glass in one of the entrance doors. It was situated nearby the baseline. Harriette was conducting a personal training session. A swimmer in the same lane struck the back of Harriette’s knee with his foot – while turning to head in the opposite direction. Toni’s school offers voluntary extracurricular athletic activities. While roller skating, Toni lost her balance and fell. At a fitness center, Tina was participating in a first step-aerobics class. Underneath her step platform, there were far more risers than Tina would have imagined. Tina lost her footing and fell. A: Pursuant to the doctrine of primary assumption of risk, a voluntary participant in a sporting event consents to those commonly appreciated risks that are inherent in and arise out of the nature of the sport generally and flow from such participation. The doctrine is based on the principle that athletic and recreational activities possess enormous social value, even though they involve significantly heightened risks. Although an entity sponsoring a sporting activity is under a duty of ordinary reasonable care – to protect the participant from an unusual, concealed or unreasonably augmented risk – the participant assumes the obvious and inherent risks. Tina appears to have a strong case, and Dick’s case may well be strong. In all these cases, the victim should consult an attorney. • Automobile Insurance • Homeowners & Renters Insurance • Disability Insurance • Long-Term Care Insurance For more information, call MBS at (718) 523-1300 or stop by our office. MBS is a member of the Professional Insurance Agents Association. INSURANCE A Melrose Credit Union Service Organization INSURANCE A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 A Melrose Credit Union Service Organization INSURANCE 139-30 www.memberbrokerage.Queens com Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 A 139-INSURANCE 30 Queens Briarwood,Phone: (718)Fax: (718)www.memberbrokerage.A Melrose Credit www.www.memberbrokerage.A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 www.memberbrokerage.com www.memberbrokerage.com A Melrose Credit Union Service Organization www.memberbrokerage.com INSURANCE A Melrose Credit Union Service Organization 139-Briarwood,Phone:Fax:INSURANCE A Melrose Credit Union Service Organization INSURANCE A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 www.memberbrokerage.com INSURANCE A Melrose Credit Union Service Organization • Life & Health Insurance • Business Insurance • Workers Compensation & DBL For more information, call MBS at (718) 523-1300 or stop by our offi ce. MBS is a member of the Professional Insurance Agents Association. 139-30 Briarwood,Phone:Fax:Legally Speaking By: Scott Baron, Attorney at Law Advertorial The law responds to changed conditions; exceptions and variations abound. Here, the information is general; always seek out competent counsel This article shall not be construed as legal advice. Copyright © 2014 Scott Baron & Associates, P.C. All rights reserved. 159-49 Cross Bay Boulevard, Howard Beach, New York 11414 1750 Central Park Ave, Yonkers, NY 10710 718-738-9800, 914-337-9800, 1-866-927-4878
QC12252014
To see the actual publication please follow the link above