22 THE QUEENS COURIER • DECEMBER 19, 2013 FOR BREAKING NEWS VISIT www.queenscourier.com Terry Molloy passed away on December 5 at the age of 90. She was known to many as a member of the 18B panel in the old Family Court building on Parsons Boulevard and also worked at Chase Bank to help fund and establish many Queens cultural institutions, including the Queens Museum. Molloy remained at Chase until she was 65 years old, when she decided to go into law. During her time in law, she helped create the new Family Court building on Jamaica Avenue. Molloy additionally served on the board of the Downtown Jamaica Development Corporation. Throughout her life, she always served the public. She was very much against all forms of discrimination, particularly age discrimination, and always kept her age a secret, friends said. She leaves behind three sons, two daughters-in-law, eight grandchildren and two great-grandchildren. Obituary TERRY MOLLOY PHOTO COURTESY OF MERYL KOVIT Legally Speaking By: Scott Baron, Attorney at Law VAPOR IN THE BEDROOM Q: Last summer, my home up here was completely destroyed by fire. Previously, I had lived there for half the year and rented in Florida for the other half. Recently, I had decided to live in Florida full time. In the week preceding the fire, I appeared personally at my insurance agent’s office. For the first time in memory, I paid my monthly homeowners’ insurance premium on time. I also held a moving sale and put my furniture and personal property on a moving truck. After giving the keys to a realtor, I locked up and went to the home of friends. In the middle of our wild good-bye party, the fire department got the call. After my fire was extinguished, a county fire investigator and his dog found some residue of combustible flammable vapor in an upstairs bedroom. A few days later, a private arson investigator hired by my insurer conducted another inspection. In his weird opinion, a flammable liquid had been poured on the floor of that bedroom and then ignited. After I submitted a proof of loss statement, my insurer pointed to the inspections and to the financial destitution that I had been experiencing. The insurer then denied my claim, accusing me of – would you believe it – arson. A: To establish the affirmative defense of arson, it is the insurer’s burden to demonstrate by clear and convincing evidence that, intentionally, you set this fire. Direct proof of arson seldom is available, and (in civil cases) arson can be established by circumstantial evidence. Unfortunately, there appears to be powerful circumstantial evidence that your fire was due to human intervention. Be sure to tell your attorney the absolute, unvarnished, straight truth. Premium care with a gentle touch Autumn Specials Little Neck, NY 11362 718-224-9453 252-20 Northern Blvd. Suite 200 Dr Paul Im, D.D.S specializing in dental implants Implant Full Package Autumn Special 25% O Complete Exam, X-ray, and Scaling only $80 for new non-insured patients Advertorial The law responds to changed conditions; exceptions and variations abound. Here, the information is general; always seek out competent counsel.This article shall not be construed as legal advice Copyright © 2013 Scott Baron & Associates, P.C. All rights reserved. 159-49 Cross Bay Boulevard, Howard Beach, New York 11414 1750 Central Park Ave, Yonkers, NY 10710 718-738-9800, 914-337-9800, 1-866-927-4878
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