4 THE QUEENS COURIER • NOVEMBER 14, 2013 FOR BREAKING NEWS VISIT www.queenscourier.com BUY DIRECT FROM THE MANUFACTURER FREE Measuring & Installation w/purchase of $100. with this ad. • Draperies • Vertical Blinds • Honeycomb Shades • Custom Window Shades • Mini Blinds Nobody Beats Our Prices! • Roman Shades • Balloon Shades • Swags & Jabots • Shutters • Upholstery • Radiator Covers • Table Pads UP TO 70% OFF LIST PRICE Free Interior Design Consultation $20 OFF with purchase of $200 or more *Not to be combined w/other offers. Expires 11/29/13 $50 OFF with purchase of $500 or more *Not to be combined w/other offers. Expires 11/29/13 $100 OFF with purchase of $1,000 or more *Not to be combined w/other offers. Expires 11/29/13 GOMER’S Window Treatments SINCE 1962 FREE SHOP AT HOME SERVICE SERVING QUEENS AND LONG ISLAND 1.800.522.6156 www.gomersdecorators.com Come in for a flu shot. Walk out protected and happy. Act Now! Today’s Low Rates Won’t Last Forever. 5/1 ADJUSTABLE rATE mOrTGAGE1 2.63% 3.01APR Call (866) 789-7878 or visit one of our local branches! There’s nothing better than knowing you’ve got a doctor right here in the neighborhood who is convenient, accessible and associated with Mount Sinai Queens. So if you’re looking for a good doctor, come in and meet our staff while you get your flu shot. Flu shots are just $15. Call 718-267-5956 today to make your appointment. FAMILY HEALTH ASSOCIATES 31-60 21st Street, Astoria, NY 11106 www.mshq.org/Family | 718-808-7300 or 718-267-5956 Hours Mon, Wed, Thurs, 8 am-7 pm | Tues, Fri, Sat, 9 am-5 pm % Purchase or Refinance • Low Down Payment Options • Jumbo Loans We also offer Fixed and other Adjustable Rates 1Rate information as of 10/28/13. Mortgage rates are subject to change. After the initial five year fixed rate period, rates and payments are based on a LIBOR index plus a margin and can change yearly. The initial principal and interest payment on a $200,000 5/1 ARM loan at 2.63% and 60% loan-to-value (LTV) for 30 years is $803.30 with no points due at closing. The estimated Annual Percentage Rate (APR) is 3.01%. Based on a recent LIBOR index rate of 0.63% and a margin of 2.50, the principal and interest payment would increase to $848.86 after 5 years for the remaining 25 years. Based on the maximum rate increase of 5%, your payments would be $803.30 for the first 5 years and increase to $1,319.26 for the remaining 25 years. Payment does not include taxes, insurance premiums or additional loan-specific finance charges you may be required to pay. The actual total payment amount will be greater. Actual payments will vary based on your individual situation and current rates. Based on the purchase/refinance of a primary residence with no cash out at closing. Assumes closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30% and credit score is a minimum of 780, and an escrow account is used for the payment of taxes and insurance. The lock period for your rate is 60 days. Some state and county maximum loan amount restrictions may apply. All loans are subject to credit approval. Arizona, Connecticut, Florida, New Jersey, New York and Ohio properties only. Product availability and offers are subject to change. Mortgages are originated through New York Community Bank (NMLS # 249276), an affiliate of New York Commercial Bank. The bank is not responsible for typographical errors. Offer may be withdrawn at the discretion of the bank at any time.
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