10 The Queens Courier • APRIL 3, 2014 FOR BREAKING NEWS VISIT www.queenscourier.com HEATING SUPER DISCOUNT OIL Premium #2 Fuel • Full Service C.O.D. 718 647-1271 WE WILL BEAT ANY CURRENTLY ADVERTISED PRICE Absolute Lowest Prices EMAIL: GOTOILNYC.COM Affordable Luxury in The first steps to your new home. 4.50% 4.57% APR Purchase or Refinance • Jumbo Loans • Vacation/Second Homes Ask about our other competitive Fixed and Adjustable Rate Loans Kitchen and Bath Cabinetry Fast Prequalifications • No Application Fee 5% Down Payment Options 30-YEAR FIXED RATE MORTGAGE1 Call (866) 789-7878 and get prequalified, or visit one of our local branches! OUTSTANDING DESIGN, SENSIBLE COST AND HIGH STANDARD OF QUALITY W W W . K W N Y K I T C H E N S . C O M Picture for illustration only 90-18 Liberty Ave. Ozone Park, NY 718-843-3500 207 Hempstead Tpke. West Hempstead, NY 516-493-9008 • FREE In-Home Consultation, Design and Estimate • FREE 3D Kitchen Design Presentation in Our Showroom • Deal Directly with a Certified Designer, Kitchen and Bath Remodeler INTEREST FREE FINANCING AVAILABLE Contact Showroom For Details ...of Quality Cabinetry • KITCHEN CABINETS • BATHROOM VANITIES • INTERIOR DOORS • CUSTOM COUNTERTOPS • WINDOWS $10 OFF with this ad • PROMPT DELIVERY • TUNE UP & EFFICIENCY TESTS 1Rate information as of 03/24/14. The payment on a $200,000 30-year Conforming Fixed Rate Loan at 4.50% and 95% loan-to-value (LTV) is $1,013.37 with no points due at closing. The estimated Annual Percentage Rate (APR) is 4.57%. Payment does not include private mortgage insurance, taxes, insurance premiums or additional loan-specific finance charges you may be required to pay. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Actual payments will vary based on your individual situation and current rates. Based on the purchase/refinance of a primary residence with no cash out at closing. Assumes closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30%; and credit score is 700, and an escrow account is used for the payment of taxes and insurance. The lock period for your rate is 60 days. All loans are subject to credit approval. Product availability and offers are subject to change. Not all products are available in all states. Mortgages are originated through New York Community Bank (NMLS # 249276), an affiliate of New York Commercial Bank. The bank is not responsible for typographical errors.
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