6 THE QUEENS COURIER • MARCH 16, 2017 FOR BREAKING NEWS VISIT WWW.QNS.COM Thinking About Buying Your First Home? �� All applicants must be first time home buyers �� Property must be an owner occupied 1-4 family residence �� No application fee �� 30 year fixed rate mortgage �� Current rate is 4.250% fixed for 30 years*. Annual percentage rate (APR) is 4.284%* �� Initial P/I payment for each $1,000 financed is $4.92 per month. Excludes PMI or any escrows For more information, visit one of our local branches and speak to our expert mortgage loan officer or just go to www.sussexbank.com Let’s get moving! Toll-Free: (844) CLOSE-2-U (844) 256-7328 sussexbank.com * Rates subject to change without notice; effective date for this rate is 1/15/17. All loans subject to credit and collateral approval. APR is fixed for the term of the loan. Property insurance is required; flood, PMI and title insurance may be required. Payment amounts do not include escrow for taxes and/or insurance. Your actual payment obligation may be greater. NY residents must pay a mortgage recording tax at closing. Payment amounts do not include escrow for taxes, physical damage insurance, flood insurance or PMI. Interest may be tax-deductible, consult with your tax advisor. Loan amounts up to $625,500. Minimum of 5% cash down with PMI (private mortgage insurance) required Loan to Value (LTV) up to 95%. Escrow account will be established for the payment of property taxes and homeowners insurance premiums. Other mortgage products available. State of New York Mortgage Agency LOAN TODAY. HOME TOMORROW. Mortgages with down payment assistance for first-time homebuyers For more information and SONYMA lenders, call (800) 382-4663 or visit sonyma.org No, that’s not a typo. Discover the rewards of Qside Visa Credit Cards at QsideFCU.org. With some of the lowest rates around, Qside Visa Credit Cards help you save more money, reduce your debt more quickly, and even earn Rewards. What’s not to love? Qside Visa Credit Card �� No annual fee �� No application fee �� No cash advance fee �� No balance transfer fee *APR = Annual Percentage Rate Federally Insured by NCUA Not all borrowers will qualify. ScoreCard Rewards points available on Visa Classic Rewards (12.9% APR) and Visa Platinum Rewards (9.9% APR) cards.
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