QNE_p034

QC02072013

FOR BREAKING NEWS VISIT www.queenscourier.com february 7, 2013 • The Queens Courier 33 NYCB LIQUID CD 2X BETTER1 THAN THE NATIONAL APY3 0.16% 0.80% APY3 0.22% NAT’L APY AVERAGE2 NAT’L AVG2 AVG2 0.55% APY 7-MONTH LIQUID CD 14-MONTH LIQUID CD % 0.80APY3 0.55APY3 % Flexible in-branch penalty-free withdrawals4 Minimum to open is $2,500 Minimum balance to earn interest is $2,500 Stop in your local branch today and ask about our NYCB Liquid CD rates and Even >more. www.myNYCB.com • (877) 786-6560 NYCB - Now Your Community Bank 12X Better represents a rate comparison. 2National Average at top 50 banks by similar product and deposit. Source: Informa Research Services, Inc., Calabasas, CA. www.informars.com. Although the information has been obtained from the various financial institutions as of January 15, 2013, the accuracy cannot be guaranteed as these financial institutions may change their programs and rates at any time. 3Annual Percentage Yields (APYs) are accurate as of publication date and are subject to change without notice. The minimum balance to earn the stated APY for the 7 month or 14 month Liquid CD is $2,500. The interest rate remains fixed until maturity. Fees could reduce earnings. In order to qualify for the stated APYs, you must either have or open a core account (checking, savings, or money market account). If you do not have an existing core account and will be opening a new core account, you must open the core account on the same day that you open the CD. The CD must be opened with new money not currently on deposit with the Bank. Advantage Banking customers who open one of these advertised CDs will receive the stated APYs and will not receive the additional APY increase as part of their Advantage Banking Relationship package. 4A penalty may be imposed for withdrawals before maturity. The penalty will be waived if the withdrawal is made after the first six days of the account term or after the first six days following any partial withdrawal. The bank is not responsible for typographical errors. Offer may be withdrawn at the discretion of the bank at any time.


QC02072013
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