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32 The Courier SUN • back to school • august 21, 2014 for breaking news visit www.couriersun.com back to school s If you’re feeling nervous about handing the car keys to your teenager for the first time, you’re not alone. It’s a common sentiment given some sobering statistics. According to teendriversource. org, 20 percent of all 16-year-old drivers will be involved in an accident during their first year behind the wheel. And studies show more teenage motor vehicle fatalities happen during the summer than any other time of year. But there are some things you can do to help keep your teenager from becoming a statistic. The National Association of Insurance Commissioners (NAIC) has some tips and tools to keep your teen safe. Though auto accidents are a fact of life for most drivers, even a minor fender bender can impact insurance rates, costing parents and teens for years to come. The good news is research shows teen drivers who follow rules are half as likely to get in an accident. Before your teen hits the road, consider establishing some simple guidelines to protect his or her safety and your wallet: 1. Set a driving curfew. More than 40 percent of teen auto deaths occur between 9 p.m. and 6 a.m. Set a curfew to keep your teen off the road during these times. 2. Limit pasengers. A teen’s relative risk of being involved in a fatal crash increases with each additional passenger. More passengers equal more potential distractions. 3. Make the cel phone off limits while driving. Talking and texting can double the likelihood of an accident. If your teen must use the phone, instruct him or her to pull over before doing so and be sure to set a good example when you are behind the wheel. 4. Empower your teen to exercise his or her rights as a passenger. Only 44 percent of teens say they would speak up if someone were driving in a way that scared them. Remind your teens they are just as vulnerable in an accident as the driver, so they should speak up if they feel unsafe. 5. Be Prepared. Arm your teens with the knowledge of what they should do if they do get into an accident. Mobile apps such as WreckCheck can help take the guesswork out of a tense situation, guiding users through a step-by-step process to create an accident report. WreckCheck uses your device’s location service, camera and audio recorder to document all pertinent information about the incident and provides tips on how to file and follow up on a claim. A Teen Driver Contract is a simple way to keep your teen accountable. It establishes basic driving ground rules and clearly lays out the consequences associated with driving privileges. The NAIC has developed an online tool to guide parents through building a customized Teen Driver Contract. There’s also a downloadable sample contract to help get you started. Educating yourself and your new driver about the risks and insurance implications of unsafe driving can save lives and money. As your teen begins his or her journey on the roadways, take time to speak openly and candidly about your expectations for behind-the-wheel behavior. Courtesy BPT s s 5RULES FOR YOUNG DRIVERS Precious Moments Nursery School and Day Care FULL DAY UPK sign up now ! (Must be born in 2010 - Whitestone location only) new york state Certified licensed teachers - licensed by nyC department of education & bureau of day Care PROgRAMS FOR: Infants – Toddlers – nursery School – Pre-Kindergarten • Fully-secured premises • Full & half–day programs available • Extended working hours: 7am – 6pm • Private bus service available • ACD vouchers accepted Whitestone 11-02 Clintonville street 718-767-6655 Maspeth 61-30 Grand avenue 718-416-1624 Visit Us at: www.preciousmomentsnursery.com YOUR CHILD’S HOME AWAY FROM HOME THE bEST OF EvERYTHIng... reMeMber! yoUr Child is preCioUs! Private Contract Bus Service to… The Bronx High School of Science & High School of American Studies at Lehman College VALLO TRANSPORTATION, ltd. SCHOOL BUS CHARTERS Safe, Prompt, Professional, Courteous and AFFORDABLE Service 1-800-VALLO-99 • 718-961-7600 www.ValloTransportation.com THE SAFEST WAY TO TRAVEL “Just the best little bus company in the City of New York”


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