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10 The Courier sun • april 4, 2013 FOR BREAKING NEWS VISIT www.couriersun.com 50% OFF1 FIRST TIME EVER OFFER! BUY 1 WINDOW GET 1 WINDOW BUY 1 WINDOW GET 1 WINDOW To help make homes more energy-ecient, comfortable and maintenance free, we’re oering this discount now, when so many people are feeling the pain of bad windows. Buy one window — ANY SIZE — and your next window is 50% OFF!1 EVERY casement window EVERY double hung window EVERY gliding window EVERY specialty window Your crew did a great job! Very professional!! – J. Hamberger Rockaway Park, NY Very capable group of workers! What an enjoyable experience doing business with your company! – M. Lieberman Rockaway, NY FIRST TIME EVER OFFER! CALL BEFORE APRIL 14th BUY 1 WINDOW GET 1 WINDOW $0 MONEY DOWN PAYMENTS 0INTEREST 0% To help make homes more energy-efficient, comfortable and maintenance free, we’re offering this discount now, when so many people are feeling the pain of bad windows. Buy one window—ANY SIZE—and your next window is 50% off!1 �� EVERY double hung window �� EVERY casement window �� EVERY gliding window �� EVERY specialty window CALL BEFORE APRIL 27th H Staff Shirts H Giveaways H Family Reunions H School/Camps H Organizations/Events POPULAR BRAND WHITE TEE SCREEN PRINTED (1 COLOR) MIN. 144* EACH *SAME DEAL: SWEATSHIRTS $495 EACH (Screen Printed or Embroidered) CALL FOR FREE Corporate Gifts Badges & Buttons Electronics Calculators Computer Accessories Eco Friendly Products Welcome Home. There has never been a better time to buy.1 5/1 ADJUSTABLE RATE MORTGAGE2 2.38% 2.65APR BUY 1 WINDOW $GET 1 WINDOW 0 0 0% 50% OFFWITH 1 MONEY DOWN PAYMENTS INTEREST FOR 1 YEAR1 with our Instant Product Rewards. with our Instant Product Rewards. CALL FOR YOUR FREE WINDOW DIAGNOSIS 877-844-9143 1Restrictions and conditions apply; see your local representative for details. Cannot be combined with prior purchases, other oers, or coupons. No adjustments to previous orders. Oer not available in all areas, discount applied by retailer Representative at time of contract execution and applies to minimum purchase of 6 or more windows. Discount applied to lowest priced window products in purchase. Oer does not include bay/bow windows or patio doors. As part of the Instant Product Rewards Plan, all homeowners must be present and must purchase during the initial visit to qualify. 0% APR for 12 months available to well qualied buyers on approved credit only. Not all customers may qualify. Higher rates apply for customer with lower credit ratings. Financing not valid with other oers or prior purchases. No Finance Charges will be assessed if promo balance is paid in full in 12 months. Renewal by Andersen retailers are independently owned and operated retailers, and are neither brokers nor lenders. Any nance terms advertised are estimates only and all nancing is provided by third-party lenders unaliated with Renewal by Andersen retailers, under terms and conditions arranged directly between the customer and such lender, all subject to credit requirements. Renewal by Andersen retailers do not assist with, counsel or negotiate nancing, other than providing customers an introduction to lenders interested in nancing. NJ Consumer Aairs License #: 13HV01541700. NYC Consumer Aairs License#: 1244514. Nassau Consumer Aairs License #: H081015000. Suolk Consumer Aairs License #: 43991-H. NYC 1307704. Renewal by Andersen of Central/Northern NJ and Long Island are independently owned and operated aliates operating in the NJ/NY metropolitan area. “Renewal by Andersen” and all other marks where denoted are marks of Andersen Corporation. ©2013 Andersen Corporation. All rights reserved. *See limited warranty for details. 1Restrictions and conditions apply; see your local representative for details. Cannot be combined with prior purchases, other offers, or coupons. No adjustments to previous orders. Offer not available in all areas, 50% discount applied by retailer representative at time of contract execution and applies to minimum purchase of 6 or more windows. Discount applied to lowest priced window products in purchase. Offer does not include bay/bow windows or patio doors. As part of the Instant Product Rewards Plan, all homeowners must be present and must purchase during the initial visit to qualify. 0% APR for 12 months available to well qualified buyers on approved credit by only. Not all customers may qualify. Higher rates apply for customer with lower credit ratings. Financing not valid with other offers or prior purchases. No Finance Charges will be assessed if promo balance is paid in full in 12 months. Renewal by Andersen retailers are independently owned and operated retailers, and are neither brokers nor lenders. Any finance terms advertised are estimates only and all financing is provided by third-party lenders unaffiliated with Renewal by Andersen retailers, under terms and conditions arranged directly between the customer and such lender, all subject to credit requirements. Renewal by Andersen retailers do not assist with, counsel or negotiate financing, other than providing customers an introduction to lenders interested in financing. NJ Consumer Affairs License #: 13HV01541700. NYC Consumer Affairs License#: 1244514. Nassau Consumer Affairs License #: H081015000. Suffolk Consumer Affairs License #:43991-H. NYC 1307704. Renewal by Andersen of Central/Northern NJ and Long Island are independently owned and operated affiliates operating in the NJ/NY metropolitan area. “Renewal by Andersen” and all other marks where denoted are marks of Andersen Corporation. ©2013 Andersen Corporation. All rights reserved. ©2013 Lead Surge, LLC. All rights reserved. 50% OFF1 CALL FOR YOUR FREE WINDOW DIAGNOSIS 6312470654 50% OFF1 WITH FOR ONE YEAR1 We are very happy with the way the installation went. It was everything our salesman said it would be; from covering their feet to cleaning up. We thank you for the good crews you sent us. They did a wonderful job! – E. Magid, Rockaway Park, NY YOUR PROMOTIONS SUPERMARKET SINCE 1995 CORPORATE & TEAM OUTFITTING CUSTOM APPAREL H T-SHIRTS ONLY $295 H CAPS/HATS H UNIFORMS H JACKETS H BACK PACKS H BAGS H TROPHIES CATALOG 866.701.3263 H 718.969.3144 YOU NAME IT, WE GOT IT!!! (We can customize your art, logo, messages on anything!) Pens (All Types) Bags (Plastic/Paper) Calendars Water Bottles Awareness Bracelets Food Gifts Full Color Magnetic Business Cards 10 ¢ each Minimum 1,000 Your Business Card Their Refrigerator 866.701.3263 H 718.969.3144 www.PROMOTIONALEMPIRE.com % Purchase or Refinance • Fixed and Adjustable Rates Low Down Payment Options • Jumbo Loans Call (866) 811-5515 or visit one of our local branches! 1According to The National Association of Realtor’s national Housing Affordability INDEX in November 2012. 2Rate information as of 03/28/13. Mortgage rates are subject to change. Actual payments will vary based on your individual situation and current rates. Based on the purchase/refinance of a primary residence with no cash out at closing. Assumes closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30% and credit score is 780, and an escrow account is used for the payment of taxes and insurance. The lock period for your rate is 60 days. The initial payment on a $200,000 5/1 ARM loan at 2.38% and 60% loan-to-value (LTV) is $777.31 with no points due at closing. The estimated Annual Percentage Rate (APR) is 2.65%. After the initial five year fixed rate period, rates and payments are based on a LIBOR index plus a margin and can change yearly. Based on a recent LIBOR index rate of 1.0615% and a margin of 2.50, the principal and interest payment would increase to $912.10 after 5 years and could increase up to $1,381.35 based on a maximum rate increase of 5%. Payment does not include taxes, insurance premiums or additional loan-specific finance charges you may be required to pay. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. All loans subject to approval. Product availability and offers are subject to change. Mortgages may be originated through New York Community Bank (NMLS # 249276) or NYCB Mortgage Company, LLC (NMLS # 304227), a wholly owned subsidiary of New York Community Bank. The bank is not responsible for typographical errors. Offer may be withdrawn at the discretion of the bank at any time.


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