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FOR BREAKING NEWS VISIT www.couriersun.com MARCH 20, 2014 • THE COURIER SUN 5 NYCB Liquid CD 10-MONTH CD 20-MONTH CD 0.55APY1 Minimum to open is $2,500 • Minimum balance to earn the stated APYs is $2,500 FLEXIBLE IN-BRANCH PENALTY-FREE WITHDRAWALS2 EARN THE STATED APYs IF YOU HAVE, OR OPEN, ANY INTEREST-BEARING CHECKING ACCOUNT ENJOY YOUR DINING REWARD CARD... Receive a credit toward your dinner check from thousands of restaurants nationwide. Simple and easy to use just go to www.DiningDough.com to view restaurants in your area $100 A GIFT FOR YOU! Dining Reward Card 2014 SAVINGS MISSION...SECURE A GREAT SAVINGS RATE! and redeem. It’s a great way to save money while dining out. Make your night out in the town a lot easier on your wallet. Promotional Reward Card - NOT FOR RESALE - NO CASH VALUE THIS CARD IS NOT REDEEMABLE AT RESTAURANTS. TO REDEEM, FOLLOW INSTRUCTIONS BELOW. TO REDEEM YOUR CERTIFICATE: CERTIFICATE CODE: Go to www.DiningDough.com 1 Follow the easy online instructions 2 TERMS and CONDITIONS: Dining Dough Promotional Reward Cards are issued by Restaurant.com and may be redeemed Even >more® Open a My Community Interest solely for and merchandise may not offered through www.www.be DiningDough.redeemed for cash or Checking DiningDough.at com. Dining account com.Dough No any expiration restaurants date. at any time. Other Promotional Terms Reward and Conditions Cards have Questions no cash value and get a promotional dining or Comments?apply and can be Phone:viewed at The 800.979.8985 New participation York in Community this promotion Bank or by New Dining York discount • Email: Info@3 Dough DiningDough.is not to com card.Commercial be construed © 2014 Bank,as DiningDough. their goods com.or an endorsement services. Neither by New (See terms and conditions below) All rights reserved. York myNYCB.com • (877) 786-6560 RATE! 1.05% APY1 % DINING REWARD CARD LOYALTY PROGRAM $100 NOT redeemable at restaurant. No expiration date. See back side for online redemption instructions. 1Annual Percentage Yields (APYs) above are accurate as of date of publication and are subject to change without notice. The minimum balance to earn the stated APY for the 10-month or 20-month Liquid CD is $2,500. The interest rate remains fixed until maturity. Fees could reduce earnings. In order to qualify for the stated APYs, you must either have or open any interest-bearing checking account. If you do not have an existing interest-bearing checking account with us and choose to open a new interest-bearing checking account, it must be opened on the same day that you open the CD and opened with new money not currently on deposit with the Bank. The CD must also be opened with new money not currently on deposit with the Bank. Advantage Banking customers who open one of these advertised CDs will receive the stated APYs and will not receive the additional APY increase as part of their Advantage Banking Relationship package. Please ask a Bank Representative for the full terms and conditions of the Liquid CD. 2A penalty may be imposed for withdrawals before maturity. The penalty will be waived if the withdrawal is made after the first six days of the account term or after the first six days following any partial withdrawal. 3For consumers only. Promotional Dining Discount Card (the “Card”) has no cash value, is not redeemable for cash and may not be combined with credits from other Reward Cards. The Card contains a $100 dining discount to be redeemed online at www.DiningDough.com before use and may be used at participating restaurants. Valid for dine-in only unless otherwise stated. Unredeemed Cards are not valid toward purchase at restaurants. Minimum spend may be required in order to redeem a portion of the discount from the Card towards purchasing certificate(s) from participating restaurants. Limit of one (1) certificate per restaurant per visit. Other restrictions may apply on the restaurant-specific certificates, online merchant websites vary and are subject to change. One Card per household. While supplies last. The Bank is not responsible for Cards that are lost, stolen, destroyed or used without your permission. Visit www.DiningDough.com for complete terms and conditions and participating restaurants. The Card will be provided at account opening during the promotional period of March 11, 2014 through April 21, 2014. The minimum balance to open the My Community Interest Checking account and obtain the Card is $100. Account must be opened with funds not currently on deposit with the Bank. Offer may be withdrawn at the discretion of the bank at any time. The bank is not responsible for typographical errors.


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