FOR BREAKING NEWS VISIT www.qns.com AUGUST 18, 2016 • TIMES 3 Do you have diabetes? 20% of diabetics will develop a foot ulcer in their lifetime. Have you had your feet checked lately 718-NEW-FEET 6 3 9 - 3 3 3 8 DENTAL CARE FOR THE ENTIRE FAMILY Santa LoCascio, D.D.S.,P.C. PROVIDING PROFESSIONAL & PERSONALIZED CARE $99 $99 Like Us On Facebook Our Complete Dental Cleaning (Includes X-ray, Exam & Cleaning) PRIMARY CARE PHYSICIANS • MEDICAL SPECIALTY PHYSICIANS EXTENDED HOURS MON-FRI PLUS SATURDAY HOURS MON-THURS 8AM-7:30PM • FRI 8AM-6PM • SAT 9AM-4PM VISIT US ON THE WEB: WWW.DOCCARENY.COM SAVE THIS NUMBER 718-497-1919 NEW Patients Welcome! Appointments Preferred • PAYMENT PLANS AVAILABLE • MOST INSURANCE ACCEPTED Did you know..... In addition to Primary Care Needs, DocCare provides you with 24 Speciality Care Physicians at our Fresh Pond Road Locations. COMING SOON! NEW ADDITIONAL LOCATIONS 66-86 FRESH POND RD., RIDGEWOOD, NY 11385 For your convenience we also have locations in Hauppauge, Merrick and Bellerose, Long Island. 66-55 FRESH POND RD., RIDGEWOOD, NY 11385 Across From RiteAid 68-23 FRESH POND RD., RIDGEWOOD, NY 11385 Any Filling, Extraction or Emergency Visit WE ALSO ACCEPT MOST INSURANCES! 70-16 FRESH POND RD., RIDGEWOOD, NEW YORK 718-628-6588 IF YOUR MORTGAGE RATE IS 4.00% OR HIGHER, OUR $499Program Refinance may help you save on your monthly mortgage payment. FOR 2-4 MULTI-FAMILY HOMES Sample Monthly Savings - $244.26! Current Mortgage New Valley Mortgage Mortgage Amount: $400,000 $400,000 Term: 15 15 Sample Interest Rate: 4.00% 2.75% (APR 2.821%) Monthly Payment: $2,958.75 $2,714.49 That’s a Yearly Savings of $2,931.12 $499 ORIGINATION FEE • NO POINTS • NO TITLE FEES • NO OTHER VALLEY FEES ® 800-522-4100 valleynationalbank.com As of 8/1/2016, a sample $400,000, 15 year fixed-rate conforming mortgage has an annual persentage rate (APR) of 2.821% and a monthly payment of $6.7862 per thousand. APRs are subject to change. Estimated monthly payment does not include taxes and insurance premiums, and the actual monthly payment will be greater. Program is available in New York for 2-4 family, owner-occupied properties with a minimum loan amount of $100,000 and a maximum equal to conforming loan limits of $533,850 for 2 family, $645,300 for 3 family, and $801,950 for 4 family. Mortgage must be in first lien position. Co-ops and investment properties are not eligible for this program. Other programs are available for other loan amounts and properties. Approved applicants will be responsible at closing for funding interim interest and an escrow account for property taxes and insurances. Approved applicants will also be responsible for any assignment (e.g. CEMA), prepayment, and lien subordination fees from existing lenders, any NY mortgage recording taxes, and all other NY county or municipal fees. Subject to credit approval. Additional terms and conditions apply. © 2016 Valley National Bank®. Member FDIC. All Rights Reserved. VCS-7314
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