34 THE QUEENS COURIER • DECEMBER 10, 2015 FOR BREAKING NEWS VISIT www.qns.com business Employment Matters – Tips for a Brilliant Resume! Dear Mindy, I would like to change careers and need a resume that will help me stand out from the rest of the job seekers. Do you have any tips that you recommend? Job Seeker Dear Job Seeker, Your resume represents valuable real estate that should be used to highlight the most important elements of your career. Here are a few tips to make your resume brilliant: Objective: Replace your Objective Statement (looking for opportunities that will allow me to leverage my skills) with a brief paragraph about how you can provide value to a prospective employer. The Professional Profi le or Summary of your qualifi cations will show the reader why they should read the rest of your resume. Mailing address: It is becoming increasingly common for professionals to remove their mailing address from the resume. I suggest including your city and state, but remove your street address to protect yourself from potential identity theft. It is highly unlikely that someone would mail you an invitation to interview for their company. Most correspondence will be handled through e-mail or phone, so be sure both e-mail and phone numbers are correct. Inappropriate email addresses: Your email address should project a professional image to the reader. Humorous email addresses that may have been appropriate in college are not the best choice to represent your professional brand today. Sign up for a free email address that is reserved exclusively for your job-search and networking activities. Creative fonts: When choosing your resume font, stick to ones that are considered easy to read and won’t confuse the Applicant Tracking Systems. Arial, Calibri, Cambria and Tahoma are safe ones to use. Employers need a version of your resume that can be easily uploaded, stored and retrieved from their online tracking system. Too much history: Employers are interested in your most recent experience and how that fi ts with their open position’s requirements. Limit your resume to include the most recent 15 years of experience in reverse-chronological order and remove the dates from any degrees, certifi cations or awards that fall outside that 15-year window. References: Don’t waste precious space by listing your references or including “References available upon request” at the bottom of your resume. Employers don’t ask for that information until you are at the interview, and they know you’ll provide it if they request it. If you would like additional tips to create brilliant resumes contact Mindy directly at www.aimresourcegroup. com. Mindy Stern, SPHR, SHRM-SCP, ACC is a trusted HR advisor, career coach, author, speaker and president of AIM Resource Group Inc. Visit the website at www.aimresourcegroup.com or call 718-217-1074 to get RESULTS! Do you want your questions answered in this column? Send requests to: www.askmindynow.com The Elder Law Minute TM HOW TO CHOOSE A TRUSTEE BY RONALD A. FATOULLAH, ESQ. AND of trusts, such as an irrevocable trust or a special DEBBY ROSENFELD, ESQ. needs trust, may have a separate trustee from the start. When an individual creates a trust, he is required The law is not very strict about who may serve to appoint a separate person or entity, a “trustee”, as a trustee, as long as the person is legally competent, to manage the trust either currently or in the is over 18 years of age, and is capable of future, depending on the type of trust. Choosing managing his own affairs. The main consideration the right trustee is crucial to making sure one’s when selecting a trustee is to choose someone wishes are carried out. The choice is important who is trustworthy. The trustee has a duty to manage because being a trustee can be a diffi cult job, as the trust in the benefi ciary’s best interest. The the duties include making proper investments, trustee does not need legal or fi nancial expertise, paying bills, keeping accounts, and preparing tax but he must have good judgment. In the case of a returns. special needs trust, which is often established for A trust is a legal arrangement through which the benefi t of a disabled person, the trustee should a trustee holds legal title to property for another have knowledge of federal benefi ts programs. person, called a “benefi ciary”. The person who Another consideration is that the trustee should creates the trust and transfers his be able to manage the trust for an property to the trust is referred to extended period of time. An as the “grantor.” While there are individual’s choice of trustee several different types of trusts, should be someone who will there will always be a grantor, likely be around for many trustee and benefi ciary. Often, years and who has the time these titles can be held by the to devote to trustee duties. same individual. The simplest form of a trust is It is important that the trustee be of sound mind a revocable living trust in which the person who and body. creates the trust (the grantor) maintains control If the person creating the trust does not know of the trust while he is alive. In other words, the anyone who meets these qualifi cations, he can grantor and trustee initially are the same person. explore the possibility of employing an independent In this situation, the trust document will name a trustee. This can be an individual or successor trustee to take over after the original trustee dies or becomes incapacitated. Other types institution with no benefi cial interest in the trust. Some examples of independent trustees include: a bank or trust company, a professional trustee, an investment advisor or manager, an investment banker, an accountant, or a lawyer. In addition to being independent, a professional trustee will usually have experience and expertise in managing trusts. If one is uncomfortable with having a stranger manage the trust, it may be possible to choose a family member and a professional trustee to serve as co-trustees. The downside to hiring an independent trustee is that the trustee will charge a fee, which is usually a percentage of the trust. Whomever is chosen as trustee, it is important to reevaluate the choice every few years. A person who is appropriate today may not be right tomorrow. An attorney who specializes in the fi eld of trusts and estates can help a client determine who would be the best choice of a trustee. Ronald A. Fatoullah, Esq. is the principal of Ronald Fatoullah & Associates, a law fi rm that concentrates in elder law, estate planning, Medicaid planning, guardianships, estate administration, trusts, wills, and real estate. Debby Rosenfeld, Esq. is a senior staff attorney at the fi rm. The law fi rm can be reached at 718-261-1700, 516-466-4422, or toll free at 1-877-ELDER-LAW or 1-877-ESTATES. Mr. Fatoullah is also the co-founder of JR Wealth Advisors, LLC. The wealth management fi rm can be reached at 516-466-3300 or 800-353-3775. ELDER LAW RONALD FATOULLAH ESQ, CELA*
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