FOR BREAKING NEWS VISIT WWW.QNS.COM MARCH 23, 2017 • THE QUEENS COURIER 9 Thinking About Buying Your First Home? �� All applicants must be first time home buyers �� Property must be an owner occupied 1-4 family residence �� No application fee �� 30 year fixed rate mortgage �� Current rate is 4.250% fixed for 30 years*. Annual percentage rate (APR) is 4.284%* �� Initial P/I payment for each $1,000 financed is $4.92 per month. Excludes PMI or any escrows For more information, visit one of our local branches and speak to our expert mortgage loan officer or just go to www.sussexbank.com Let’s get moving! Toll-Free: (844) CLOSE-2-U (844) 256-7328 sussexbank.com * Rates subject to change without notice; effective date for this rate is 1/15/17. All loans subject to credit and collateral approval. APR is fixed for the term of the loan. Property insurance is required; flood, PMI and title insurance may be required. Payment amounts do not include escrow for taxes and/or insurance. Your actual payment obligation may be greater. NY residents must pay a mortgage recording tax at closing. Payment amounts do not include escrow for taxes, physical damage insurance, flood insurance or PMI. Interest may be tax-deductible, consult with your tax advisor. Loan amounts up to $625,500. Minimum of 5% cash down with PMI (private mortgage insurance) required Loan to Value (LTV) up to 95%. Escrow account will be established for the payment of property taxes and homeowners insurance premiums. Other mortgage products available. Dr. Marvin Grossman DDS 7601 Myrtle Ave, Glendale 11385 CALL 718-821-9464 For Appointments For All Your Dental Needs INDIVIDUALIZED DENTAL CARE FROM A KNOWLEDGEABLE, EXPERIENCED CARING DENTIST WITH EXCEPTIONAL SKILLS AND A GENTLE TOUCH! EXPERIENCE COUNTS! • Friendly Doctor & Staff who will listen to your concerns and clearly explain your treatment options • Efficient office with highest standards of cleanliness • Handicapped accessible NEW PATIENT SPECIAL! Adult cleaning, exam & x-rays Care Credit and Financing Available 7601 Myrtle Ave, Glendale 11385 CALL 718-821-9464 For Appointments Two chances a week to win $1,000 a day for life. Drawings every Monday and Thursday. © 2017 New York Lottery. You must be 18 years or older to purchase a Lottery ticket. Please play responsibly. For help with problem gambling, call 877-8-HOPE-NY or text HOPENY (467369). nylottery.ny.gov ONLY $195
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