18 LONGISLANDPRESS.COM • FEBRUARY 2020
Keep More of Your
Money This Tax Season.
Saving more for retirement with a Ridgewood Flex IRA CD
could mean paying less in taxes.¹
30-Month Flex IRA CD
20-Month Flex IRA CD
F REE umbrella !
With a deposit4
Visit your local bra nch or
call (877) 417-6547 to get started.
10-Month Flex IRA CD
Open today with as little as $10 0
and add funds anytime.³
1 Please consult your tax advisor. Contributions permitted up to legal limits. Deposits to an existing IRA account will be reported by the Bank for the year
in which the deposit was received by the Bank. In order for a deposit to an existing IRA account to be reported for the prior calendar year, the deposit
must be made in person and received by the Bank prior to the applicable IRS deadline. 2 Annual Percentage Yield. Early withdrawal penalties apply to
Flex IRA CD accounts. Each Flex IRA CD may only be opened as part of an Individual Retirement Account relationship. Rates and terms are accurate as of
1/13/2020 and are subject to change without notice. Fees could reduce earnings. Maximum deposit is $250,000. 3 Free gift given after any amount of
new money is deposited into a Ridgewood Flex IRA CD. We reserve the right to substitute an item of similar value. Oer may be withdrawn at any time.
4 Additional contributions must be made in at least $20 increments. © 2020 Ridgewood Savings Bank. All rights reserved. Member FDIC