Citibank is pleased to welcome Matthew Adessa to the Home Lending Team. Citibank offers: n SureStart® Pre-approval so you can shop with confidence1 n Jumbo loan sizes up to $3 million • Loan sizes up to $8 million available to well-qualified buyers who meet Citi’s High Net Worth2 requirements n Lower rates with Citibank Relationship Pricing3 Matthew Adessa Home Lending Officer 718-809-0353 [email protected] NMLS# 150138 1. SureStart is a registered service mark of Citigroup Inc. Final commitment is subject to verification of information, receipt of a satisfactory sales contract on the home you wish to purchase, appraisal and title report, and meeting our customary closing conditions. There is no charge to receive a SureStart pre-approval. However, standard application and commitment fees will apply for the mortgage loan application. 2. Available for clients with a minimum of $1million or more in investable post-close assets and at least $100,000 in traditional assets must be on deposit with Citi at least 10 days prior to closing. This amount may be part of the $1,000,000 eligibility requirement. Real estate, loan proceeds, stock options, restricted stock and personal property will not be counted as part of the $1million or more in investable post-close asset. Investable assets are defined as deposit accounts (checking, savings, money market, Certificates of Deposit), unrestricted stocks, bonds, and retirement accounts held by the individual who is personally liable on the loan. Similar asset types held in revocable trust may be used provided the trust document meets the Trust Policy. The assets held in trust must be of the investable quality stated above. Additional conditions apply. 3. A Citibank deposit account is required to receive Citibank mortgage relationship pricing. Ask a mortgage representative for details on eligible balances and the qualifying closing cost credit or rate discount. Availability of the Citibank mortgage relationship pricing for Citibank account holders is subject to change without notice. © 2016 Citibank, N.A. NMLS #412915. Member FDIC and Equal Housing Lender. Citi, Citibank, and Citi with Arc Design are registered service marks of Citigroup Inc. www.qns.com i LIC COURIER i MARCH 2016 9
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