“A Touch of Spain in Bayside” Entertainment by Harpist Victor Gonzalez Friday,Saturday & Sunday Playing Music of all Styles www.queenscourier.com 220-33 Northern Blvd., Bayside (3 blocks west of Cross Island Pkwy.) RESTAURANT Incredible Support That Will Never Be Forgotten Sinai Chapels respects all Jewish traditions and customs, ha s a compassionate staff that is second to none, and has three generations of experience ser ving New York’s Jewish families. Sinai Preplanning protects your family from unexpected expenses and making complex choices at a most difficult time. Your wishes are reflected in a unique and personal service. Costs are reasonable, all budgets are accommodated, and your investment is FDIC insured. Our staff Rabbi is available to answer your questions. For a no obligation consultation at our office or in your home, please call us. 16 lehavre Courier | july 2013 | www.queenscourier.com FREE PARKING PRIVATE FACILITIES For Business Meetings & Personal Functions To 250 Persons Superb Spanish and Continental Cuisine Your Host, Mr. Cid Formerly of the Spanish Pavillion Open For Lunch and Dinner All Major Credit Cards Accepted AVAILABLE FOR PRIVATE PARTIES & CATERING OPEN 7 DAYS For Reservations: CALL (718) 423-0100 FAX (718) 423-0102 3 Catering Rooms For All Occasions Experience the personal touch. Affairs custom tailored to your needs Buffet or sit down for any size party. Dining Room & Ballroom Special Bridal Packages Catering for All Occasions up to 300 people • Weddings • Showers • Graduations • Anniversaries • Sweet 16 Birthday Parties Treat Your Palate to a Dining Experience of the THE QUEENS ank You to all who oted us Best of the Boro. We appreciate your patronage & support. Legally Speaking By: Scott Baron, Attorney at Law FAR FROM THE FIRE STATION Advertorial Q: After purchasing some property, we began construction of our dream home. An agent completed the insurance application for us. It turns out to have contained several errors, including a representation that the house was located five miles from the nearest fire department – whereas the actual distance was just over nine miles. I signed the application, taking no note of the error. The insurer issued the policy, and construction on the home began and ended. Then, my husband left his job, under acrimonious circumstances. We feared for our family’s physical safety and purchased property elsewhere. My husband and daughter went to live there, while I placed our existing home up for sale. While I was visiting family, it burned to the ground. Shortly after the fire, an investigator conducted several interviews with me. I have to admit that I misrepresented my husband’s whereabouts. These misrepresentations were merely part of my overall attempt to protect my husband from those who wanted to ‘take care’ of him and our daughter. My husband had not been in the area for one month prior to the fire, the fire was never found to be arson, and his location was ultimately provided, resulting in his examination both by the police and by the insurer’s attorney. You guessed it: the insurer denied our claim for loss. The insurer says that we were uncooperative and that the fact that the property was further away from the nearest fire department caused our property inaccurately to be classified as ‘semi-protected’. A: From what you tell me, it does not appear that either you or your agent ever intended to misrepresent the location of the fire department. It also is doubtful that the misrepresentation was material to the insurer’s deciding to issue a policy: coverage would still have been offered even if the distance had been accurately represented. As for your misrepresentations when asked about your husband’s whereabouts, your attorney will argue that, given your safety fears, you did not make these misrepresentations with an intent to defraud. Your deception, giving rise only to a brief delay, simply cannot be considered a material breach of your duty to cooperate. The law responds to changed conditions; exceptions and variations abound. Here, the information is general; always seek out competent counsel. This article shall not be construed as legal advice Copyright © 2013 Scott Baron & Associates, P.C. All rights reserved. 159-49 Cross Bay Boulevard, Howard Beach, New York 11414 1750 Central Park Avenue, Yonkers, NY 10710 718-738-9800, 914-337-9800, 1-866-927-4878 Preplanning Sinai Chapels 162-05 Horace Harding Expressway, Fresh Meadows, NY 11365 718.445.0300 or 800.446.0406 We are here 24 hours, to serve your family. We offer FDIC insured pre-planning. www.JewishFunerals.com
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