I WAS ON MY MINI-BIKE Q: While riding my mini-bike, at an intersection, I was struck and injured by a car that ran a red light. The car fled the scene of the accident. I do not have insurance on my mini-bike, so as to cover my resulting medical care. Will I have to pay out of pocket for my entire medical care caused by this accident? A: Fortunately, the New York State Legislature has created the Motor Vehicle Accident Indemnification Corporation – to provide no-fault benefits for qualified persons for basic economic loss arising out of the use and operation in this state of an unidentified or uninsured motor vehicle. The Legislature’s purpose in establishing the MVAIC was to give you the same protection as when the wrongdoer is identifiable and covered by insurance. The owner of an insured vehicle is not qualified for MVAIC benefits – since he or she has an insurer upon which to make a claim. The owner of a vehicle that should have carried insurance is not qualified – since the MVAIC is not meant to provide relief to an owner who is derelict in obtaining his or her own insurance. Generally, motorcycle riders, whether operators or passengers, are not entitled to firstparty no-fault insurance benefits from the MVAIC: the owner is supposed to obtain his or her own insurance. However, an exception is made for class C motorcycles, defined as having a maximum speed of 20 miles per hour. They are not required to be insured. If the maximum speed of your mini-bike is 20 miles per hour, then it is merely a class C motorcycle, and you are entitled to no-fault benefits. Incredible Support That Will Never Be Forgotten Sinai Chapels respects all Jewish traditions and customs, has a compassionate staff that is second to none, and has three generations of experience serving New York’s Jewish families. Sinai Preplanning protects your family from unexpected expenses and making complex choices at a most difficult time. Your wishes are reflected in a unique and personal service. Costs are reasonable, all budgets are accommodated, and your investment is FDIC insured. Our staff Rabbi is available to answer your questions. For a no obligation consultation at our office or in your home, please call us. www.queenscourier.com | march 2013 | lehavre Courier 15 “A Touch of Spain in Bayside” Entertainment by Harpist Victor Gonzalez Friday,Saturday & Sunday Playing Music of all Styles www.queenscourier.com 220-33 Northern Blvd., Bayside (3 blocks west of Cross Island Pkwy.) FREE PARKING PRIVATE FACILITIES For Business Meetings & Personal RESTAURANT Functions To 250 Persons Superb Spanish and Continental Cuisine Your Host, Mr. Cid Formerly of the Spanish Pavillion Open For Lunch and Dinner All Major Credit Cards Accepted AVAILABLE FOR PRIVATE PARTIES & CATERING OPEN 7 DAYS For Reservations: CALL (718) 423-0100 FAX (718) 423-0102 3 Catering Rooms For All Occasions Experience the personal touch. Affairs custom tailored to your needs Buffet or sit down for any size party. Dining Room & Ballroom Special Bridal Packages Catering for All Occasions up to 300 people • Weddings • Showers • Graduations • Anniversaries • Sweet 16 Birthday Parties Treat Your Palate to a Dining Experience of the THE QUEENS ank You to all who oted us Best of the Boro. We appreciate your patronage & support. Legally Speaking By: Scott Baron, Attorney at Law Advertorial The law responds to changed conditions; exceptions and variations abound. Here, the information is general; always seek out competent counsel. This article shall not be construed as legal advice Copyright © 2013 Scott Baron & Associates, P.C. All rights reserved. 159-49 Cross Bay Boulevard, Howard Beach, New York 11414 1750 Central Park Avenue, Yonkers, NY 10710 718-738-9800, 914-337-9800, 1-866-927-4878 Preplanning Sinai Chapels 162-05 Horace Harding Expressway, Fresh Meadows, NY 11365 718.445.0300 or 800.446.0406 We are here 24 hours, to serve your family. We offer FDIC insured pre-planning. www.JewishFunerals.com
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