Kick off your big plans with our
Home Equity Line of Credit and
a special fixed rate for the first year.
1.99% APR1 for the first year if you draw
10% or more of the loan at closing
3.25% APR2 Prime for life, thereafter
Or, 2.24% APR1 for the first year if you draw
less than 10% of the loan at closing
3.50% APR2 Prime for life, thereafter on loans
with a CLTV greater than 65%
Perfect for debt consolidation, big purchases,
dream vacations and more! Apply online
or schedule a time to apply at your local branch.
www.ridgewoodbank.com | (866) 772-4111
Caribbean L 12 ife, AUGUST 6-12, 2021
Ariel Quero, 16, receives a dose of the Pfi zer-BioNTech vaccine against
COVID-19 at a vaccination clinic at Lehman High School in the Bronx, July
27. REUTERS/David ‘Dee’ Delgado
Crunching the
COVID-19 numbers
By Kevin Duggan
COVID-19 hotspots continued to see
high infection rates over the past week,
especially in Staten Island and sections of
other outer boroughs as the highly-contagious
Delta variant spreads, according
to the latest data from the city’s Health
Department.
Postal Codes from the Rock topped
the neighborhoods with the highest percentage
of coronavirus infections again
this week, with a 6.88% positivity rate in
Annadale/Rossville (10312) — the highest
in the city — followed by 6.84% in Charleston/
Prince’s Bay/Woodrow (10309).
Country Club/Throgs Neck (10465) in
the Bronx showed a positivity rate of
6.12% but had an inadequate testing
sample.
Continuing a trend of recent weeks,
Staten Island dominated the top 10 ZIP
codes with four of those areas coming
from the Rock, along with south and
eastern parts of Brooklyn.
Areas near Ozone Park and Howard
Beach in Queens, and Throgs Neck, The
Bronx, also registered among the highest
rates in the city, according to DOH’s latest
local measurements between July 22-28.
Some 30 ZIP codes had rates above
4% and 29 areas had 50 or more new
people that tested positive during that
time period.
Citywide, the agency registered a positivity
rate of 2.97% and 1,140 new confirmed
and probable cases across a sevenday
average on July 30. Hospitalization
rates inched up slightly, but were still
low at 0.67 per 100,000, up from 0.53
last week, while deaths remained stable
at three across a seven-day average, as
of July 28.
Some 55% of New Yorkers are fully
vaccinated as of Aug. 1 — meaning they
got both doses of either the Pfizer or
Moderna vaccines, or the one-and-done
Johnson and Johnson shot — and 60%
have received at least one dose.
The top three ZIP codes for infection
rates all registered below-average
vaccination percentages, with Annadale/
Rossville showing 50% of people fully
vaccinated and 54% with at least one
dose, Charleston/Prince’s Bay/Woodrow
at 46% full and 49% at least one, and
Country Club/Throgs Neck had 48% and
52%.
The more infectious delta variant
makes up almost three-quarters (72%)
of tested cases in the city, up from 57%
last week, and vaccination rates remain
stubbornly low in parts of the Rockaway
Peninsula in Queens and southern and
eastern Brooklyn.
The lowest vaccination rate areas of
the city remained largely the same as in
weeks past, with Edgemere/Far Rockaway
(11691), Queens, again at the bottom
with just 38% of people who got at
least one dose, meaning 72% residents
in that area remain entirely unvaccinated
against the virus.
Three parts of eastern and southern
Brooklyn tied for second lowest vaccine
rates at 40% of people got at least
one dose, including Bedford-Stuyvesant
(East)/Ocean Hill-Brownsville (11233),
Borough Park (11219), and Flatlands/
Midwood (11210).
The majority of people have yet to get
any shots in 42 out of the city’s 117 ZIP
codes, and the city, state, and federal
government have all announced stricter
requirements to encourage — or in some
cases make — people get their COVID-
19 shot.
At This Rate, Imagine
What’s Possible.
1 1.99% APR (annual percentage rate) for the first year if you draw 10% or more of
the loan at closing, or 2.24% APR for the first year if you draw less than 10% of the
loan at closing, followed by a variable APR as low as Prime Rate. The introductory
APR is fixed for one year (twelve months). After the first year, the APR is determined
by Combined Loan to Value (CLTV) ratio. If CLTV is 65% or less, the rate is prime for
a primary or vacation home, prime plus 0.25% for an investment property. If CLTV
is greater than 65%, the rate is prime plus 0.25%. All rates can change monthly. The
maximum APR is 10.99%.
2 The Prime APR is variable based on the U.S. Prime Rate as published in the Wall
Street Journal, plus a margin (if applicable). The minimum floor APR is 3.25%. If
CLTV is 65% or less, the rate is prime for a primary or vacation home, prime plus
0.25% for an investment property. HELOCs are variable rate products and rates
may not exceed the maximum APR of 10.99%. The Prime Rate as of 6/01/2021 =
3.25%. Loan products and services subject to credit approval. All loans secured
by a mortgage/lien on the property. Rates and terms are subject to change
without notice. Rates are effective as of 6/01/2021.
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/www.ridgewoodbank.com
/www.ridgewoodbank.com