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HOURS: Sun-Thurs: 12Noon-9:30pm Fri: 12Noon-Midnight • Sat: 12Noon-11:30pm 181-08 UNION TURNPIKE FLUSHING 718.380.1918 • 718.380.1919 Life is full of risks! Are you protected? Without the proper insurance protection you could be financially devastated. The insurance experts at MEMBER BROKERAGE SERVICE, LLC, will help protect you from these unforeseen hazards AND save you money in the process. We offer you flexible and affordable terms with NO broker fees. • Automobile Insurance • Homeowners & Renters Insurance • Disability Insurance • Long-Term Care Insurance For more information, call MBS at (718) 523-1300 or stop by our office. MBS is a member of the Professional Insurance Agents Association. INSURANCE INSURANCE A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 A Melrose Credit Union Service Organization Without the proper insurance protection you could be financially devastated. The insurance experts at MEMBER BROKERAGE SERVICE, LLC, will help protect you from these unforeseen hazards AND save you money in the process. We offer you flexible and affordable terms with NO broker fees. • Automobile www.memberbrokerage.Insurance com • Homeowners & Renters Insurance • Disability Insurance • Long-Term Care Insurance • Life & Health Insurance • Business Insurance • Workers Compensation & DBL INSURANCE 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 www.memberbrokerage.com www.memberbrokerage.com INSURANCE A Melrose Credit Union Service Organization Without the proper insurance protection you could be financially devastated. The insurance experts at MEMBER BROKERAGE SERVICE, LLC, will help protect you from these unforeseen hazards AND save you money in the process. We offer you flexible and affordable terms with NO broker fees. 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 Life is full of risks! Are you protected? • Automobile Insurance • Homeowners & Renters Insurance • Disability Insurance • Long-Term Care Insurance BROKERAGE SERVICE, LLC, will help protect you Without the proper insurance protection you could be financially devastated. The insurance experts at MEMBER BROKERAGE SERVICE, LLC, will help protect you from these unforeseen hazards AND save you money in the process. We offer you flexible and affordable terms with NO broker fees. www.memberbrokerage.com • Life & Health Insurance • Business Insurance • Workers Compensation & DBL money in the process. We offer you flexible • Automobile Insurance • Homeowners & Renters Insurance • Disability Insurance • Long-Term Care Insurance Life &• Health Automobile Insurance Insurance Business • Homeowners Insurance & Renters Insurance • Disability Insurance Workers • Long-Compensation Term Care Insurance & DBL Legally Speaking By: Scott Baron, Attorney at Law ACCIDENT IN SPORTS Q: Tom is a member of the high school varsity softball team. When Tom slid into home plate, his left foot got stuck in the mud. It had rained heavily the day before the game. Tom had seen the mud area prior to the accident. While playing basketball at the gym, Dick ran at a fast pace and jumped to block a layup. As he did so, his right arm went through – and shattered – a pane of glass in one of the entrance doors. It was situated nearby the baseline. Harriette was conducting a personal training session. A swimmer in the same lane struck the back of Harriette’s knee with his foot – while turning to head in the opposite direction. Toni’s school offers voluntary extracurricular athletic activities. While roller skating, Toni lost her balance and fell. At a fitness center, Tina was participating in a first step-aerobics class. Underneath her step platform, there were far more risers than Tina would have imagined. Tina lost her footing and fell. A: Pursuant to the doctrine of primary assumption of risk, a voluntary participant in a sporting event consents to those commonly appreciated risks that are inherent in and arise out of the nature of the sport generally and flow from such participation. The doctrine is based on the principle that athletic and recreational activities possess enormous social value, even though they involve significantly heightened risks. Although an entity sponsoring a sporting activity is under a duty of ordinary reasonable care – to protect the participant from an unusual, concealed or unreasonably augmented risk – the participant assumes the obvious and inherent risks. Tina appears to have a strong case, and Dick’s case may well be strong. In all these cases, the victim should consult an attorney. For more information, call MBS at (718) 523-1300 or stop by our office. MBS is a member of the Professional Insurance Agents Association. For more information, call MBS at (718) 523-1300 or stop by our offi ce. For more information, call MBS at (718) 523-1300 or stop by our office. MBS is a member of the Professional Insurance Agents Association. MBS is a member of the INSURANCE INSURANCE For more information, call MBS at (718) 523-1300 or stop by our office.INSURANCE MBS is a member of the Professional Insurance Agents Association. Professional Insurance Agents Association. 1300 or stop by our office. MBS is a member A Melrose Credit Union Service Organization INSURANCE A Melrose Credit Union Service Organization A Melrose Credit Union Service Organization INSURANCE INSURANCE INSURANCE A Melrose Credit Union Service Organization A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 A Melrose Credit Union Service Organization A Melrose Credit Union Service Organization INSURANCE 139-30 www.memberbrokerage.Queens com Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 INSURANCE INSURANCE INSURANCE 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 A Melrose Credit Union Service Organization www.memberbrokerage.com 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 A Melrose Credit Union Service Organization A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 www.memberbrokerage.com www.memberbrokerage.com www.memberbrokerage.com INSURANCE A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 A Melrose Credit Union Service Organization www.memberbrokerage.com • Life & Health Insurance • Business Insurance • Workers Compensation & DBL 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 www.memberbrokerage.com 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 www.memberbrokerage.com INSURANCE A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 • Life & Health Insurance • Business Insurance • Workers Compensation & DBL 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 www.memberbrokerage.com 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 www.memberbrokerage.com 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 www.memberbrokerage.com INSURANCE A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 www.memberbrokerage.com • Life & Health Insurance • Business Insurance • Workers Compensation & DBL Advertorial The law responds to changed conditions; exceptions and variations abound. Here, the information is general; always seek out competent counsel This article shall not be construed as legal advice. Copyright © 2014 Scott Baron & Associates, P.C. All rights reserved. 159-49 Cross Bay Boulevard, Howard Beach, New York 11414 1750 Central Park Ave, Yonkers, NY 10710 718-738-9800, 914-337-9800, 1-866-927-4878
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