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16 THE COURIER SUN • DECEMBER 11, 2014 FOR BREAKING NEWS VISIT www.couriersun.com Introducing New Medicare Advantage Plans from AgeWell New York Depending on the plan, benefits may include: • $0 Plan Premium • $0 or Low Copays for Doctor Visits • $0 Copay for Generic Drugs • $0 Prescription Drug Deductible • Transportation Benefits • Dental & Vision Care/ Hearing • Over-the-Counter Pre-Paid Cards up to $75/month • Your Doctors & Hospitals in Our Network Contact Us: Toll Free 1-866-586-8044 • TTY/TDD 1-800-662-1220 www.agewellnewyork.com Without the proper insurance protection you could be fi nancially devastated. The insurance experts at MEMBER BROKERAGE SERVICE, LLC, will help protect you from these unforeseen hazards AND save you money in the process. We offer you fl exible and affordable terms with NO broker fees. Life is full of risks!Without the proper insurance protection The insurance experts at MEMBER BROKERAGE from these unforeseen hazards AND save and affordable terms with NO broker fees. Life is full of risks! Are you protected? • Automobile Insurance • Homeowners & Renters Insurance • Disability Insurance • Long-Term Care Insurance • Life & Health Insurance • Business Insurance • Workers Compensation & DBL Without the proper insurance protection you could be financially devastated. The insurance experts at MEMBER BROKERAGE SERVICE, LLC, will help protect you from these unforeseen hazards AND save you money in the process. We offer you flexible and affordable terms with NO broker fees. • Automobile Insurance • Homeowners & Renters Insurance • Disability Insurance • Long-Term Care Insurance • Life & Health Insurance • Business Insurance • Workers Compensation 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 Providing you with high quality health care coverage and a personal care coordinator. Because… Members Matter • Automobile Insurance • Homeowners & Renters Insurance • Disability Insurance • Long-Term Care Insurance For more information, call MBS at (718)of the Professional Insurance Agents Association. For more information, call MBS at (718) 523-1300 or stop by our office. MBS is a member of the Professional Insurance Agents Association. H4922_AWNY_4002 File and Use 11112014 AgeWell New York LLC is an HMO plan with a Medicare contract and a contract with the New York State Medicaid Program. Enrollment in AgeWell New York LLC depends on contract renewal. The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan. Limitations, copayments, and restrictions may apply. Benefits, formulary, pharmacy network, premium and/or co-payments/ co-insurance may change on January 1 of each year. You must continue to pay your Medicare Part B premium unless paid for by the state medical assistance program. Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details. This information is available for free in other languages. Please call customer service at 1-866-586-8044 or (TTY/TDD) 1-800-662- 1220 seven days a week from 8:00 a.m. to 8:00 p.m. Eastern time or visit agewellnewyork.com. Life is full of risks! Are you protected? Without the proper insurance protection you could be financially devastated. The insurance experts at MEMBER BROKERAGE SERVICE, LLC, will help protect you from these unforeseen hazards AND save you money in the process. We offer you flexible and affordable terms with NO broker fees. • Automobile Insurance • Homeowners & Renters Insurance • Disability Insurance • Long-Term Care Insurance For more information, call MBS at (718) 523-1300 or stop by our office. MBS is a member of the Professional Insurance Agents Association. INSURANCE INSURANCE A Melrose Credit Union Service Organization Life is full 139-30 Queens Blvd., Briarwood, NY 11435 A Melrose Credit Union Service Phone:Organization (718) 523-1300 of risks! Are you Fax: (718) 526-1205 www.memberbrokerage.com Without the proper insurance protection you could be financially devastated. INSURANCE 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 www.memberbrokerage.com www.memberbrokerage.com INSURANCE A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 Life is full of risks! Are you protected? The insurance experts at MEMBER BROKERAGE SERVICE, LLC,from these unforeseen hazards AND save you money in the process.and affordable terms with NO broker fees. Without the proper insurance protection you could be financially devastated. The insurance experts at MEMBER BROKERAGE SERVICE, LLC, will help protect from these unforeseen hazards AND save you money in the process. We offer you flexible and affordable terms with NO broker fees. www.memberbrokerage.com • Life & Health Insurance • Business Insurance • Workers Compensation & DBL • Automobile Insurance • Homeowners & Renters Insurance • Disability Insurance • Long-Term Care Insurance • Automobile Insurance • Homeowners & Renters Insurance • Disability Insurance • Long-Term Care Insurance For more information, call MBS at (718) 523-1300 or stop by our of the Professional Insurance Agents Association. INSURANCE www.memberbrokerage.INSURANCE For more information, call MBS at (718) 523-1300 or stop by our office.INSURANCE MBS is a member of the Professional Insurance Agents Association. Melrose Credit 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 www.memberbrokerage.A A Melrose Credit Union Service Organization A Melrose Credit Union Service 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 A Melrose Credit Union Service Organization INSURANCE A Melrose Credit Union Service Organization INSURANCE INSURANCE A Melrose Credit Union Service Organization A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 A Melrose Credit Union Service Organization INSURANCE 139-30 www.memberbrokerage.Queens com Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 INSURANCE 139-INSURANCE 30 Queens Blvd.,Briarwood, NY 11435 Phone: (718) 523-Fax: (718) 526-1205 www.memberbrokerage.A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 www.memberbrokerage.com A Melrose Credit Union Service Organization www.memberbrokerage.com • Life & Health Insurance • Business Insurance • Workers Compensation & DBL 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 www.memberbrokerage.com 139-30 Queens Briarwood, NY 11435 Phone: (718) 523-Fax: (718) 526-www.memberbrokerage.INSURANCE A Melrose Credit Union Service 139-Briarwood,Phone:Fax:INSURANCE A Melrose Credit Union Service Organization INSURANCE A Melrose Credit Union Service Organization 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 www.memberbrokerage.com INSURANCE Melrose Credit Union Service Organization • Life & Health Insurance • Business Insurance • Workers Compensation & DBL For more information, call MBS at (718) 523-1300 or stop by our offi ce. MBS is a member of the Professional Insurance Agents Association. 139-30 Queens Blvd.,Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 139-30 Queens Blvd., Briarwood, NY 11435 Phone: (718) 523-1300 Fax: (718) 526-1205 www.memberbrokerage.com


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