FOR BREAKING NEWS VISIT www.couriersun.com august 8, 2013 • DRAGON BOAT • The Courier sun 35 Even citizens of the world need a place to call home. When you’re ready to settle down, consider a U.S. mortgage from HSBC. As a Premier client you will have access to Premier Deluxe mortgages with fixed and adjustable rate (ARM) options1 featuring our best rates.2 Just one of the unmatched benefits available with HSBC Premier, one of the world’s most comprehensive banking services. Are you building a life without boundaries? Would you like to? To learn more, stop by your nearest branch or visit hsbcpremierusa.com/world When you’re ready to settle down, consider a U.S. mortgage from HSBC. As a Premier client you will have access to Premier Deluxe mortgages with fi xed and adjustable rate (ARM) options1 featuring our best rates.2 Just one of the unmatched benefi ts available with HSBC Premier, one of the world’s most comprehensive banking services. Are you building a life without boundaries? Would you like to? To learn more, contact Contact Name at Contact Phone or via email at Contact Email Address To qualify for an HSBC Premier relationship, you need to open an HSBC Premier Checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial deposit and investment balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50.00 will be incurred if minimum balance requirements are not maintained. Premier customers will need to maintain combined personal and/or qualifying commercial deposit and investment balances of at least $100,000 USD or equivalent at HSBC (in the U.S. or home country) to be eligible for Premier mortgages. 1 Discounts and loan amount depend on specific program and may require certain Premier balances, reserves, equity and automatic payment from a Premier checking account. 2 Interest rate may increase per the terms stated in your adjustable rate note, and for both Fixed and Adjustable Rate Premier Deluxe Mortgage options in the event you cease to maintain a required Premier relationship with HSBC Bank USA, N.A. 3 HSBC Premier Deluxe Mortgage, which has additional requirements, is available up to $5 million. Mortgage products offered in the U.S. by HSBC Bank USA, N.A. are subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Equal Housing Lender. United States persons (including U.S. citizens and residents) are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts – including, for example, Form TD F 90-22.1 (Report of Foreign Bank and Financial Accounts (“FBAR”)). U.S. persons should consult a tax adviser for more information. Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. © 2013 HSBC Bank USA, N.A.
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