6 THE QUEENS COURIER • APRIL 13, 2017 FOR BREAKING NEWS VISIT WWW.QNS.COM Thinking About Buying Your First Home? �� All applicants must be first time home buyers �� Property must be an owner occupied 1-4 family residence �� No application fee �� 30 year fixed rate mortgage �� Current rate is 4.250% fixed for 30 years*. Annual percentage rate (APR) is 4.284%* �� Initial P/I payment for each $1,000 financed is $4.92 per month. Excludes PMI or any escrows State of New York Mortgage Agency LOAN TODAY. HOME TOMORROW. RSVP of April 17, 2017 to 718-721-9200 For more information, visit one of our local branches and speak to our expert mortgage loan officer or just go to www.sussexbank.com Let’s get moving! Toll-Free: (844) CLOSE-2-U (844) 256-7328 sussexbank.com * Rates subject to change without notice; effective date for this rate is 1/15/17. All loans subject to credit and collateral approval. APR is fixed for the term of the loan. Property insurance is required; flood, PMI and title insurance may be required. Payment amounts do not include escrow for taxes and/or insurance. Your actual payment obligation may be greater. NY residents must pay a mortgage recording tax at closing. Payment amounts do not include escrow for taxes, physical damage insurance, flood insurance or PMI. Interest may be tax-deductible, consult with your tax advisor. Loan amounts up to $625,500. Minimum of 5% cash down with PMI (private mortgage insurance) required Loan to Value (LTV) up to 95%. Escrow account will be established for the payment of property taxes and homeowners insurance premiums. Other mortgage products available. Mortgages with down payment assistance for first-time homebuyers For more information and SONYMA lenders, call (800) 382-4663 or visit sonyma.org
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