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2 The Courier sun • april 2, 2015 FOR BREAKING NEWS VISIT www.couriersun.com STEP- I N T R O D U C I N G N Y C B CD First Step Second Step Third Step 0.75%1-8 1.34%17-24 MONTHS INTEREST RATE1 1.04%9-16 MONTHS INTEREST RATE1 MONTHS INTEREST RATE1 1.04% APY1 24 MONTH CD • Great rate! Interest rate automatically increases at 8 and 16 months • Flexibility! Option to withdraw all or part of the funds at 8 and 16 months without penalty2 • Low Minimum! Only $2,500 required to open and maintain the account myNYCB.com • (877) 786-6560 1Annual Percentage Yield (APY) above is accurate as of date of publication and is subject to change without notice. The interest rate increases after each eight-month Interest Rate Time Period on the anniversary of the account opening. The interest rates for all three eight-month Interest Rate Time Periods are established at account opening and fixed for the full 24-month term. Fees could reduce earnings. The minimum balance to open and earn the above stated APY for the promotional CD is $2,500. In order to qualify for the above APY, the CD must be opened with new money not currently on deposit with the Bank. 2A penalty may be imposed for withdrawals before maturity. The penalty will be waived if the withdrawal is made within the first seven (7) calendar days after the start of a new eight-month Interest Rate Time Period. Offer available through branches in the states of New York and New Jersey only. Offer may be withdrawn at the discretion of the bank at any time. The bank is not responsible for typographical errors.


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