6 DECEMBER 21, 2017 RIDGEWOOD TIMES WWW.QNS.COM
Make your savings
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with Valley’s 15 Month CD
15 MONTH CD 1.50%
APY
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Earn an additional .10% when you
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Other great CD rates available.
Open an account at one our convenient
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You can also call us at 800-522-4100.
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*Bonus offer available to customers who have a combined balance of $100,000 or greater,
prior to opening the account and excludes the CD balance. Minimum deposit $500. The Annual
Percentage Yield (APY) is effective and accurate as of 12/3/2017. Early withdrawal penalties
may be imposed and the fee could reduce principal. If combined balances fall below $100,000,
CD rate will revert to 1.50% APY. Offer available in New Jersey and New York. Funds deposited
notice. See a Valley representative for complete terms and conditions. © 2017 Valley National
Bank®. Member FDIC. Equal Opportunity Lender. All Rights Reserved. VCS-7644
Dr. Javier Zelaya is pleased to announce the opening of his
new dermatology office in Maspeth, Queens.
Skinworks Dermatology specializes in general, pediatric &
surgical dermatology. Accepting Medicare and most
commercial insurances.
JAVIER ZELAYA, MD PC
Skinworks Dermatology
Acne, Uneven Skin Tones,
Blemishes, Eczema,
Psoriasis, Hair Loss,
Skin/Nail Infections,
Warts / Mole Removal,
Skin Cancer Screening,
Botox
and Facial Fillers...
OFFICE LOCATIONS:
MASPETH
60-77 Fresh Pond Road,
Maspeth, Queens 11378
Ph. 347-808-6444
Fax 347-824-2929
CHELSEA, NYC
www.skinworkny.com
BOTOX
SPECIAL
$250
LIMITED TIME OFFER
In Maspeth office
only
PARK SLOPE
254 Prospect Park West
Brooklyn, New York 11215
Ph. 718-832- 3313
Fax 718-832-2287
136 West 17th Street
New York, New York 10011
Ph. 212-807-1866
Fax 212-807-1869
Call Now & End Your Tax Nightmare!
Co-Author of the
best selling book
“Breaking the Tax Code”
Salvatore P. Candela, EA, ATA, ABA
Enrolled Agent - Tax Advisor