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QC10102013

FOR BREAKING NEWS VISIT www.queenscourier.com october 10, 2013 • busines • The Queens Courier 39 PLUS, THE APPRAISAL FEES ARE ON US!** GET MORE HOME FOR YOUR MONEY 3.250%* 3.379%* APR 15-year fi xed-rate mortgage (up to $625,500) Great rates on new or refi nance mortgages. And no appraisal fees.** Applying is easy. Visit amalgamatedbank.com, stop by your local branch or call 866-280-7435. * Rates shown are as of 10/02/2013. Offered rates, terms and conditions, and promotion are subject to change without notice. ** Appraisal fee will be refunded at closing on loans originated where the loan applications were received after September 9, 2013 and before November 30, 2013. The information provided assumes the purpose of the loan is to purchase or refi nance an existing owner-occupied one-family dwelling, with a loan amount of $200,000 and an estimated property value of $350,000. 60-day rate lock period. An escrow account is required. Rates quoted based on a FICO score of 740. 15-Year Fixed-Rate Mortgage Payment Example: At a 3.25% interest rate, the APR for this loan type is 3.379% based on a $795.00 origination fee. There would be 179 monthly payments of $1,405.34 and 1 payment of $1,404.99 at an interest rate of 3.25%. Actual monthly payments will be higher and will also include amounts for real estate taxes and homeowner’s insurance premiums or other applicable insurances or costs specifi c to your situation. Terms and Conditions apply. Application fees apply to this offer. Other rates and terms are available. © 2013 Amalgamated Bank. All rights reserved. Amalgamated Bank NMLS ID#898791


QC10102013
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