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QC07182013

44 The QUEE NS Courier • BUZZ • july 18, 2013 for breaking news visit www.queenscourier.com brought to you by SCOTT BARON & ASSOCICATES, P.C. Attorneys & Counselors at Law 1-866-WAS-HURT (866) 927-4878 718.738.9800 star OF queens SCOTT BARON’S STAR OF QUEENS David Dolan Community Advisory Committee New York Hospital Queens COMMUNITY SERVICE: David Dolan currently serves on the Community Advisory Committee of New York Hospital Queens (NYHQ). The body is dedicated to advising the hospital in terms of meeting the needs of the community and reaching out to all the different constituents. Dolan is also a Eucharistic minister at his local parish, Holy Family Parish. In addition to his ministerial responsibilities, he has also been the chair of the pastoral ca re department of NYHQ for five years, providing religious services to patients. BACKGROUND: Dolan has been helping people for as long as he can remember, and describes it as the most important element of his entire life, both personally and professionally. “If I could summarize my whole life’s objective in one word, it’s empathy,” he said. Dolan has also always been very concerned with fairness and justice, and volunteer work has been the main focus of his life for the past 35 years. He works extensively with children, and believes that the meaning of life is to be kind, considerate and passionate to the people around us, whoever they may be. FAVORITE MEMORY: Last summer, Dolan met a man from Ireland in his parish. One of the man’s friends told Dolan he was interested in a gym membership while he was in town. Dolan was more than happy to get the man a membership at his gym, and the two became close friends. After the man returned to Ireland, he contacted Dolan about a Brooklyn friend’s relationship troubles. Dolan himself contacted the friend in Brooklyn and provided advice about the relationship. “I was just so glad I could help,” he reminisced. BIGGEST CHALLENEGE: Although Dolan prefers to use the word “opportunities” rather than “challenges,” he admits that he sometimes has to remind himself to be patient. “I think everybody in this world is somewhat challenged from a patience standpoint,” he said. “If we just give things a little time, things will work themselves out. It may not be how we expected them to, or even how we wanted them to, but they’ll work out.” INSPIRATION: “My inspiration is twofold,” Dolan said. “First, going back to the religious capacity, I’m part of the Secular Franciscan Order. It isn’t a priesthood or a sisterhood, but it’s an order that tells us that learning the Gospel isn’t enough. We need to live it. I think that the more we think along the lines of living for others, the better. We need to focus externally and be compassionate towards everyone else. “My second inspiration is my mother,” he said. “She was always upbeat throughout her difficulties, and she was never cynical or regretful. She was also always very compassionate to people around her.” BY JOHANN HAMILTON Legally Speaking By: Scott Baron, Attorney at Law NOTICE OF CANCELLATION Q: After a fire, we filed a claim under our homeowner’s policy. The insurer has denied the claim – saying that our policy had been canceled, before the fire, for nonpayment of the premium. I believe that we actually had mailed in a check to pay the premium, though I have to admit I possess no records that one was cashed. The insurer says that it had duly mailed of a notice of cancellation. I do not recall that we ever got one. A: In the New York Insurance Law, an insured who is late with the premium generally gets a second chance. Payment to the insurer will be considered timely, after all, “if made within fifteen days after the mailing to the insured of a notice of cancellation for nonpayment of premium.” Insurance Law § 3425(10); Insurance Law § 3426 (a)(3). Beyond these fifteen days, your second chance is gone. In general, an insurer can meet its burden of proving that a policy had been canceled by describing the office practice that the insurer uses to ensure that notices of cancellation are properly mailed. A presumption then arises that you have received the notice, and the burden shifts to you to rebut this presumption. Your naked denial of receipt, standing alone, generally is held not sufficient to rebut this presumption. But here is a suggestion: check your address as used by the insurer. Is there any omission or error that might have prevented delivery of the notice? An obvious example is a wrong zip-code number. Another example arises when the address leaves out the name of a business under which your post-office box is registered. In the latter case, suppose that the address on the notice of cancellation had left out the name of your business. You submit evidence that a mailing addressed solely to you, without the name of your business, would not be delivered to the post-office box. Then you have succeeded in rebutting the presumption that the notice was indeed delivered: that you got the second chance required by the law. Advertorial The law responds to changed conditions; exceptions and variations abound. Here, the information is general; always seek out competent counsel. This article shall not be construed as legal advice Copyright © 2013 Scott Baron & Associates, P.C. All rights reserved. 159-49 Cross Bay Boulevard, Howard Beach, New York 11414 1750 Central Park Avenue, Yonkers, NY 10710 718-738-9800, 914-337-9800, 1-866-927-4878 An Electrifying Story Told Through Music, Dance & Technology “Mesmerizing. A Spectacular Performance!” “Amazing, Good Morning America Electrifying, Fantastic, WOW!” Ellen DeGeneres Ellen “Best New Act In America!” Piers Morgan America’s Got Talent New World Stages 340 W. 50th St. Telecharge.com 212-239-6200 iLuminate.com


QC07182013
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