FOR BREAKING NEWS VISIT www.queenscourier.com MAY 23, 2013 • THE QUEENS COURIER 13 Welcome Home. 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Zico Coconut Water Pure Coconut Water 1 LTR ON $50 LONG VITAMINS AND SUPPLEMENTS UPTO 50%OFF Vita Coco COCONUT WATER,PURE 1 LT Nature's Path Organic Optimum Cereals $5.79 Good Thru 5/31/13 Nature's Path Organic Flax Plus Pumpkin Raisin Cereal 12.35 OZ REG$5.79 Old Wessex Oat Bran Hot Cereal 18.5 OZ REG$3.99 Organic Gluten Free Ginger Snap Cookies 5.5 OZ Justin's Nut Butter Chocolate Almond Butter 16 OZ $11.99 Woodstock Organic Smooth Peanut Butter 16 OZ REG$9.99 . 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Woodstock Organic Raw Almond Butter 16 OZ REG$21.99 Zico Coconut Water Pure Coconut Water 1 LTR ON YOUR PURCHASE OF $50 OR MORE ONLY IN LONG ISLAND CITY LOCATION. 718-937-9399 3RD YEAR ANNIVERSARY • 3RD YEAR ANNIVERSARY • ON YOUR PURCHASE OF $50 OR MORE INCLUDING SALE ITEMS ONLY IN LONG ISLAND CITY LOCATION FOR THE MONTH OF MAY GOOD THROUGH 5/31/13 VITAMINS AND SUPPLEMENTS 5/1 ADJUSTABLE RATE MORTGAGE2 2.13% 2.93% APR Purchase or Refinance • Low Down Payment Options • Jumbo Loans We also offer Fixed and other Adjustable Rates Call (866) 811-5515 or visit one of our local branches! 1February 2013, National Association of Realtors® Housing Affordability Index. 2Rate information as of 05/13/13. Mortgage rates are subject to change. After the initial five year fixed rate period, rates and payments are based on a LIBOR index plus a margin and can change yearly. The initial principal and interest payment on a $200,000 5/1 ARM loan at 2.13% and 60% loan-tovalue (LTV) is $751.80 with no points due at closing. The estimated Annual Percentage Rate (APR) is 2.93%. Based on a recent LIBOR index rate of 0.7011% and a margin of 2.50, the principal and interest payment would increase to $852.08 after 5 years for the remaining 25 years. Based on the maximum rate increase of 5%, your payments would be $751.80 for the first 5 years and increase to $1,249.79 for the remaining 25 years. Payment does not include taxes, insurance premiums or additional loan-specific finance charges you may be required to pay. The actual total payment amount will be greater. Actual payments will vary based on your individual situation and current rates. Based on the purchase/refinance of a primary residence with no cash out at closing. Assumes closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30% and credit score is a minimum of 780, and an escrow account is used for the payment of taxes and insurance. The lock period for your rate is 60 days. Some state and county maximum loan amount restrictions may apply. All loans subject to approval. New York and New Jersey properties only. Product availability and offers are subject to change. Mortgages are originated through New York Community Bank (NMLS # 249276). The bank is not responsible for typographical errors. Offer may be withdrawn at the discretion of the bank at any time. OF FDNY FIREFIGHTERS
QC05232013
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