6 The QUEE NS Courier • JANUARY 15, 2015 for breaking news visit www.queenscourier.com SCOTT BARON’S STAR OF QUEENS brought to you by star OF queens SCOTT BARON & ASSOCIATES, P.C. Attorneys & Counselors at Law 1-866-WAS-HURT (866) 927-4878 718.738.9800 JOHN J. CIAFONE, Esq. Attorney & Counselor at Law Your Partner In The Struggle For Justice ON THE LAW with John J. Ciafone Esq. Q. I am looking to buy a luxury new apartment in the waterfront area of Long Island City. However, the building units are being sold as Condops. What is the difference between a Coop, Condo and Condop? A. A Coop is simply the purchase of stock in a building which then tenders you a proprietary lease to a single unit. It requires an interview and Broad approval unlike that of a Condo and Condop. A Condominium is the purchase of the actual unit and which may often allow you to rent the same without approval. A Condop is a hybrid between the Condo and Coop. Many new developments separate the residential unit from the commercial store or offi ce in the same building. A condo cannot have an underlying mortgage so several new buildings are condops because in the offering plan the developer or sponsor leaves the owners or shareholders with the underlying mortgage. The Condop also takes advantage of the real property tax savings by separating the maintenance of the residential units from the commercial units in the building. • Personal Injury/ Accidents • Workers’ Compensation • Wills/Estates • Criminal • Medical Malpractice* • Real Estate • Commer./Corp./ Business • Matrimonial/ Divorce • Bankruptcy • Elder Law • Trial Lawyer Serving the needs of our community 24 Hours/7 Days 25-59 Steinway St., Suite 2F, Astoria, NY 11103 718-278-3900 *FREE CONSULTATION AT HOME, HOSPITAL OR WORK BUY DIRECT FROM THE MANUFACTURER FREE Measuring & Installation w/purchase of $100. with this ad. • Draperies • Vertical Blinds • Honeycomb Shades • Custom Window Shades • Mini Blinds Nobody Beats Our Prices! • Roman Shades • Balloon Shades • Swags & Jabots • Shutters • Upholstery • Radiator Covers • Table Pads UP TO 70% OFF LIST PRICE Free Interior Design Consultation $20 OFF with purchase of $200 or more *Not to be combined w/other offers. 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Occupation: Spagnuolo is the vice president and store manager of the TD Waterhouse Bank at 162- 02 Crossbay Blvd. He joined the bank when the branch opened, basing his decision partly on its sparkling reputation regarding civil outreach, such as its involvement in the Hurricane Sandy relief. Community Involvement: The Kiwanis Club of Howard Beach was founded in 1962 and offers guidance to community youth through projects such as the Key Club and the Builders Club. Spagnuolo has been a member for three years and was elected president in October. The club comprises 55 volunteers who pay membership dues that go toward initiatives including Project Eliminate, which supports sufferers of pediatric tetanus, and the Silver Shield Foundation which, in conjunction with the Kiwanis Club, will help pay the college tuition for the children of the recently assassinated policemen. Their involvement with the Lindenwood Volunteer Ambulette Service saw them donate defibrillators directly. Spagnuolo discovered the club when he started working at the bank down the block from the club’s meeting place, Lenny’s Clam Bar. He also devotes time as chairman of the board at local St. Helen’s Church, where he teaches kids the importance of hard work without shortcuts, and leads them in writing letters to troops in Afghanistan. Greatest Achievement: “Providing a stable home life for my family in increasingly tough times, while teaching children to love what they do, and yet still finding the time to help those in need,” said Spagnuolo. “It feels awesome and rewarding to have an impact on the old hometown.” Biggest Challenge: “Juggling responsibilities between managing the branch, leading Kiwanis and being chairman at St. Helens,” he said. “Plus, of course, keeping time for family.” Inspiration: “My father is number one,” he said. “He came to America with nothing and worked seven days a week to send me and my three siblings to the college of our choice. To this day he looks to help me out and still preaches the value of honesty.” By Ross Belsky
QC01152015
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