©2013 Kumon North America, Inc. All Rights Reserved. Math Reading Confidence Kumon puts children on the path to becoming the confident, independent, self-reliant people all parents hope their children can be. Schedule your free placement test now at Kumon Math & Reading Center of Long Island City 12-15 Jackson Ave., Ste. 1, Long Island City, NY 11101 718.392.2075 • kumon.com/long-island-city kumon.com 1-800-ABC-MATH MULTIFOCAL IOLS MONOFOCAL IOLS Corrects vision for near, far and Intermediate distances May eliminate or reduce the need for Glasses altogether Covered by insurance with some out of pocket expense Provides good vision at a distance (typical far vision) Requires reading glasses after surgery Covered by insurance www.queenscourier.com I LIC COURIER I JULY 2013 51 Legally Speaking By: Scott Baron, Attorney at Law IS A HOUSE A HOUSEHOLD? Q: We were staying rent-free in a house owned by my in-laws, while they stayed in Florida. My in-laws still had their own bedroom at the house, kept items throughout it, received mail at that address and were free to stay at the house whenever they pleased. In fact, they stayed there at various times for days, weeks and even months at a time. After the house was involved in a fire, we too sought to recover under the policy for damage to our own items and for our additional living expenses. The insurer denied coverage, pointing out that only my in-laws are the named insureds and asserting that we were not additional insureds. According to the policy, one can be an additional insured only if the house is the named insured’s “household”. A: When an insurance policy is so written as to be doubtful or uncertain in its meaning, all ambiguities are resolved in your favor against the insurer. As used in this policy, the term ‘household’ is, at best, ambiguous: it is devoid of any fixed meaning. The policy ought to be construed in your favor. Suppose that ‘household’ ordinarily means a family living together – people who dwell under the same roof and compose a family. Merely for the sake of argument, suppose further that you cannot be said to have dwelt under the same roof with your in-laws and composed a family with them. Even then, you still have an excellent case: your attorney will argue that the insurer had rejected this ordinary meaning. The insurer required, not that you be part of a household, but instead that the house be a household. The insurer had walked away from the ordinary meaning. Advertorial The law responds to changed conditions; exceptions and variations abound. Here, the information is general; always seek out competent counsel. This article shall not be construed as legal advice Copyright © 2013 Scott Baron & Associates, P.C. All rights reserved. 159-49 Cross Bay Boulevard, Howard Beach, New York 11414 1750 Central Park Avenue, Yonkers, NY 10710 718-738-9800, 914-337-9800, 1-866-927-4878 Don’t Just See SEE BETTER IN 2013 Until recently, the only lens choice available for cataract surgery was a single-focus implant that helped you see distance. Now, Advanced implant options are available that provide a wide range of vision correction and freedom from glasses. It is important to understand your options when planning cataract surgery. VISION CHANGES WITH AGE The aging process affects that clarify and quality of vision, which may impact your ability to read or drive at night. Two primary causes of vision loss with age are presbyopia and cataracts. WHAT IS PRESBYOBIA? As we age, the natural crystalline lens in our eye becomes less flexible. The lack of flexible compromises the eye’s ability to switch from one focal point (objects at a distance-driving) to another focal point (objects that are close-reading). This is called presbyopia. The practical effect of this loss of flexibility in the natural lens of the eye is that we lose our ability to read or see close objects without reading glasses or bifocals. WHAT IS A CATARACT The natural crystalline lens of the eye is made mostly of water and protein. As you age some of the protein will clump together, causing the eye’s natural lens to become discolored and clouded. This clouding of the natural lens is called a cataract. The only treatment for a cataract is removal of the affected natural lens of the eye and implantation of artificial lens, or intraocular lens (IOL). The procedure is safer, faster, more comfortable than ever before and millions of people worldwide are now enjoying excellent vision as a result of their cataract procedure and new replacement lens WHICH INTRACULAR LENS (IOL) IS BEST FOR ME? A traditional monofocal IOL is designed to provide you with enhanced distance vision only. The implant can not change shape like your original lens. Thus, you will have no ability to focus in or out and will often be dependent on progressive bifocals for near vision. Multifocal IOL’s are designed to provide someone who has a strong desire for greater independence from glasses or cataracts with multifunctional vision. They work on the same principle or progressive eyeglass lenses and multifocal contact-lenses different zones in the lenses have different lens powers to improve vision all distances. There are many different types of IOL’s that are used in cataract surgery. Some of the newest technology in multifocal IOL’s include: the Tecnis Multifocal IOL ReTOR IOL and the Crystalens. Advanced Eye Care & Laser Center offers the newest technology available in advanced cataract surgery. Dr. Alina Stanciu board certified Opthalmologist will discuss with you which lens will be best suited for you at an individual consultation. To enjoy better vision in 2013 call 718.739.3937 today for a FREE Cataract Consultation 718-739-3937 70-25 Yellowstone Blvd. Suite 1-Z Forest Hills, NY 11375 Get Your ZOOM Back! See Near, Far & Everything in Between NO PAIN • NO PATCH • NO STITCHES ADVANCED CATARACT SURGERY Understand Your Choices! Select the right option for you! CALL 718.793.3937 To Schedule A FREE CATARACT EVALUATION *New patients 50 and over Alina K. Stanciu, MD, FAAO Board Certified Eye Physician and Surgeon 15 Years Experience New York Trained American Society of Cataract and Refractive Surgery We focus on ALL your eye care needs! 718-739-3937 70-25 Yellowstone Blvd. Suite 1-Z Forest Hills, NY 11375 WWW.STANCIUEYECARE.COM
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