
 
		WHAT TO DO WHEN A DEATH OCCURS 
 The death of a loved one  
 can  be  an  overwhelming  
 experience. 
 In many  cases,  survivors  
 are  trying  to  cope  
 with  their  grief  as  well  as  
 arrange a funeral service. It  
 is enormously helpful at this  
 difficult  time  to  rely  on  the  
 advice of a specially trained,  
 licensed funeral director. 
 Most families will call on  
 the  same  funeral  director  
 they’ve turned to in the past  
 to help them arrange the  funeral. 
 If there is no family funeral  
 director,  it  is  a  good  idea  
 to  secure  recommendations  
 from friends or neighbors, or  
 use the NYSFDA Find A Funeral  
 Home feature to search  
 a decedent’s neighborhood. 
 The first step is to call the  
 funeral  home  for  a  conference  
 to begin the process. 
 If  a  death  occurs  in  another  
 city,  state  or  country  
 away from home, it is best to  
 call  your  hometown  funeral  
 director  to  make  the  necessary  
 arrangements. 
 Before  making  any  arrangements, 
  determine if the  
 deceased  left  instructions  
 about  his  or  her  funeral,  or  
 purchased or prepaid funeral  
 or cemetery arrangements. 
 Funeral  arrangements  
 made  prior  to  death  should  
 be honored. 
 Preplanning one’s funeral  
 is  a  growing  trend  that  ensures  
 peace  of  mind  and  relieves  
 the  individual’s  loved  
 ones  of  a  decision-making  
 process at a stressful time. 
 Be  sure  to  check  if  the  
 deceased is entitled to death  
 benefits that would help cover  
 funeral costs. 
 Be  aware  that  signing  a  
 contract for funeral services  
 will make  you  liable  for  the  
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 cost  of  the  funeral.  The  decedent’s  
 estate  or  available  
 death  benefits  may  cover  final  
 costs.  It  is  important  to  
 check  with  your  family  attorney. 
 By  law,  funeral  directors  
 must offer accurate price information  
 to  people  making  
 inquiries  over  the  telephone  
 regarding funeral costs. 
 If  you  visit  the  funeral  
 home,  the  funeral  director  
 will give you a written, itemized  
 price  list  with  all  the  
 specific  goods  and  services  
 the funeral home offers. 
 It  is  good  to  remember  
 that  it  is  entirely  up  to  the  
 family to make the selections  
 for  a  personalized  ritual  to  
 meet  their  emotional  needs  
 anwwd economic situation. 
 After  the  arrangements  
 have  been  agreed  upon,  the  
 funeral director will provide  
 a written statement showing  
 the  total  cost  of  each  item  
 selected. 
 In  addition  to  removing  
 the  deceased  from  the  place  
 of  death  and  caring  for  the  
 body,  the  funeral  director  
 will  arrange  all  details  of  
 the  funeral  service  which  
 may include the following: 
 • Contacting clergy and arranging  
 an appropriate time  
 and place for the services 
 • Writing and distributing  
 obituaries 
 • Contacting the cemetery/ 
 crematory staff, florists,  
 fraternal organizations and  
 memorial gift organizations 
 • Working cooperatively  
 with organ donation teams 
 • Preparing all legal documents  
 (death certificates,  
 burial transit/cremation  
 permits, medical examiner  
 certificates, reports of  
 death, social security and  
 Photo via Shutterstock 
 all Veterans Administration  
 benefits, and in some  
 instances filing insurance  
 paperwork) 
 • Providing an emotionally  
 and spiritually comforting  
 environment for visitation  
 and life celebration services 
 • Transporting family and  
 friends in a funeral procession  
 to the place of final  
 disposition 
 The  funeral  director  provides  
 quiet  support  to  the  
 family during a time of great  
 emotional stress, and attends  
 to  all  aspects  of  the  funeral  
 service in a professional and  
 caring way. 
 Always  remember  that  
 any questions you may have  
 may be directed to your local  
 funeral director. 
 Courtesy  of  NYS  Funeral  
 Directors Association