Keep More of Your
Money This Tax Season.
Saving more for retirement with a
Ridgewood Flex IRA CD
could mean paying less in taxes.¹
1.85%APY2
1.95%APY2
2.05% Flex IRA CD APY2
Open today with as little as $100
and add funds anytime.³
FREE umbrella!
With a deposit4
(877) 417-6547
www.ridgewoodbank.com
10-Month
Flex IRA CD
20-Month
Flex IRA CD
30-Month
a!1. Please consult your tax advisor. Contributions permitted up to legal limits. Deposits
to an existing IRA account will be reported by the Bank for the year in which the
deposit was received by the Bank. In order for a deposit to an existing IRA account to
be reported for the prior calendar year, the deposit must be made in person and
received by the Bank prior to the applicable IRS deadline. | 2. Annual Percentage Yield.
Early withdrawal penalties apply to Flex IRA CD accounts. Each Flex IRA CD may only be
opened as part of an Individual Retirement Account relationship. Rates and terms are
accurate as of 1/13/2020 and are subject to change without notice. Fees could reduce
earnings. Maximum deposit is $250,000. Retirement accounts held by a person at
Ridgewood Savings Bank are generally insured by the FDIC up to a total of $250,000.
Additional terms and conditions apply. | 3. Additional contributions must be made in
at least $20 increments. | 4. Free gift given after any amount of new money is deposited
into a Ridgewood Flex IRA CD. We reserve the right to substitute an item of similar
reserved. Member FDIC
TIMESLEDGER | QNS.COM | MARCH 6-MARCH 12, 2020 11
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high-quality pre-K learn through play,
build skills, and work together.
nyc.gov/prek
Call 311 | Text “prek” to 877-877*
New York City families with children born in 2016
can apply for the 2020–21 school year.
*Receive automated recurring messages from NYC DOE. No purchase necessary. MSG and data rates may apply.
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