14 JULY 4, 2019 RIDGEWOOD TIMES WWW.QNS.COM
The Credit Union
For You
CERTIFICATE ACCOUNT
SPECIALS
9-MONTH 2.20
36-MONTH
2.65
APY*
>%B+D'EF#G< %E8H# 30-YEAR FIXED RATE
MORTGAGES
RATES AS LOW AS 3.375
!"C APR** 3.40
NO POINTS! PURCHASE OR REFI
(718) 795-2479 | TeachersFCU.org
31 Branches throughout Long Island, Queens & Manhattan
*All rates and terms are subject to change without notice. Annual Percentage Yield (APY) accurate as of 6/27/2019. A penalty may be imposed
Subject to membership eligibility. Membership conditions may apply. **All rates and terms are subject
to change without notice. APR: Annual Percentage Rate. Rates & terms accurate as of 6/27/19. Maximum loan amount is $453,100. Pay $4.42 per $1,000
!"#%''
% + ' "
'- %
+ 8;<%# %
%='+<%'#>-++'
++< '?!
+%''#%+@
'B<<%<@
APY*
LIMITED TIME OFFER!
(Formerly Melrose & LOMTO Credit Union Branches)
Woodside (Queens) - H8I%D<Briarwood (Queens) - 139-30 Queens D<
Riverside (Manhattan) - F@!<D<KLNG
Call Now & End Your Tax Nightmare!
Co-Author of the
best selling book
“Breaking the Tax Code”
Salvatore P. Candela, EA, ATA, ABA
Enrolled Agent - Tax Advisor
SHOPPING FOR CAR INSURANCE?
CALL ME FIRST.
* 356
AVERAGE $ANNUAL
SAVINGS:
DRIVERS WHO SWITCHE D FROM:
Geico saved $305 *on average with Allstate
Progressive saved
$478 * on average with Allstate
State Farm saved
$318* on average with Allstate
10161086
Put your policy to the test.
Drivers who switched to Allstate saved
an average of $356* a year. So when
you're shopping for car insurance, call
me first. You could be surprised by how
much you'll save.
ABRAHAM Kevin SPANN
718-381-1400
!"#$%'$()$$#
MIDDLE VILLAGE
allstate.com/KevinSpann
*Savings based on national customer reported data for new policies written in 2016. Actual
savings vary. Discounts subject to terms, conditions and availability. Allstate Fire & Casualty Ins.
Sanders Rd. Northbrook, IL 60062. © 2018 Allstate Insurance Co.
/WWW.QNS.COM
/TeachersFCU.org
/KevinSpann