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 5 ways to go green and stay comfortable at home 
 (BPT) - Paid Content by Vanderbilt  
 Mortgage and Finance, Inc.  
 Taking steps to live a greener lifestyle at  
 home not only can help protect the environment, 
  but it can improve the comfort  
 in your home and help save money, too.  
 According to a study conducted by the  
 Home Improvement Research Institute  
 (HIRI), 41% of Americans want to buy  
 green products for their home. Strategic  
 home feature upgrades and smart habits  
 can help save on utility bills, reduce your  
 water and carbon footprints, and potentially  
 benefi t your budget long term. 
 We have all found ourselves with a little  
 more time at home recently and may  
 have time for some small DIY projects.  
 Fortunately, green home improvements  
 don’t have to be diffi  cult. Here are fi ve  
 ideas to make your home more sustainable  
 and help save money: 
 1. Install a rain water barrel 
 Watering a lawn and garden is essential  
 to the health of the landscape, but  
 running water for hours at a time can be  
 costly and unsustainable. One alternative  
 is investing in a rain barrel. A rain barrel  
 can be purchased at a reasonable price  
 and stores rain water to use later when  
 watering your landscape. Some cities and  
 counties even off er discounted rain barrels  
 to residents to encourage water conservation, 
  so call your local municipality  
 to learn about potential options. 
 2. Use a programmable  
 thermostat 
 A programmable thermostat works by  
 automatically raising or lowering the temperature  
 in your house based on your selected  
 settings to keep it comfortable when  
 you’re home and save energy when you’re  
 not. Smart thermostats are enhanced versions  
 of programmable thermostats that can  
 learn your habits and be controlled remotely  
 from an app. With either option, you could  
 potentially save as much as 10% a year on  
 heating and cooling by simply turning your  
 thermostat back 7 to 10 degrees F for 8 hours  
 a day from its normal setting, according to  
 the U.S. Department of Energy. 
 3. Use natural light  
 and update bulbs 
 Th  e natural light that comes into a  
 home does not cost any money, so it is  
 a perfect source to naturally light up a  
 room. Not only does this save on energy  
 costs, the sunshine may boost your  
 mood. On darker days and in the evening,  
 turn on ENERGY STAR® certifi ed light  
 bulbs that can save up to 90% in energy  
 consumption when compared to standard  
 bulbs. Using less energy is better for  
 the environment and for the wallet, so use  
 electric lights only when needed and turn  
 them off  every time you leave a room. 
 ENERGY  STAR  and  the  ENERGY  
 STAR  mark  are  registered  trademarks  
 owned  by  the  U.S.  Environmental  
 Protection Agency.  
 4. Upgrade to energy-effi  
 cient windows, appliances  
 or HVAC System 
 Making energy-effi  cient home upgrades  
 oft en requires an investment, but these  
 upgrades can potentially increase your  
 home’s value. For example, installing new  
 energy-effi  cient windows or appliances  
 or heating and cooling systems that use  
 less energy could increase the value of  
 your home. To help fund certain qualifying  
 home improvements in select areas,  
 Vanderbilt Mortgage and Finance off ers its  
 Home Upgrade loan program, or “HUG”  
 fi nancing. “Home owners deserve the  
 opportunity to upgrade or repair their current  
 home without draining their savings,”  
 says Eric Hamilton, president of Vanderbilt  
 Mortgage and Finance, Inc. “Th e  HUG  
 loan program gives qualifi ed applicants* a  
 chance to responsibly upgrade their home,  
 whether you’re planning energy-effi  ciency  
 upgrades or tackling an emergency repair.” 
 5. Use green cleaning supplies 
 Natural and eco-friendly cleaning supplies  
 do not use harmful chemicals, which  
 is better for your local water supply and  
 is a great option when cleaning surfaces  
 your family uses oft en. Th  ere are many  
 cleaning supply alternatives that are available  
 at local retail stores that contain  
 less potentially harmful chemicals, or you  
 might consider making your own cleaners  
 at home. Pantry staples like baking soda,  
 distilled white vinegar and lemon juice  
 are common ingredients for creating DIY  
 cleaners that are better for the environment  
 and oft en cost just pennies to make. 
 Whether it’s taking a small step like  
 changing to energy-effi  cient  light  bulbs  
 or  a  bigger  step  like  fi nancing  energy 
 effi  cient  home  improvements  with  
 Vanderbilt’s  HUG  loan  program,  you  
 should feel proud that you’re making a  
 positive impact on the environment and  
 its future. Th  e energy savings and potential  
 lower utility costs are a welcomed  
 benefi t of your sustainability eff orts  at  
 home. 
 *All Loans Subject to Credit Approval.  
 Not all applicants will qualify. Subject  
 to state regulation. Th is  advertisement  
 is for Consumer Loans. Loans made or  
 arranged pursuant to a California Finance  
 Lenders Law license. 
 Vanderbilt Mortgage and Finance, Inc.  
 500 Alcoa Trail, Maryville, TN 37804,  
 865-380-3000 
 
				
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